14/12/2016. Palmills Review and Daily News from the HYIP Industry

Hi everyone! With barely a week and a half to go until Christmas and that being followed by the New Year celebrations it’s easy to think that we might not be seeing too many more really good new programs starting up between now and then. In several of the last few years this has actually proven to be quite a fruitful period for the more selective players with a more experienced eye, as it has often been the time when some of the most successful longer term programs of the following year first come online. Not a bad strategy for lower paying programs I suppose, start now when things are relatively quieter than the rest of the year, and hit the ground running in January when business always picks up and you have everything set up and in place. I don’t know if that’s about to be the case again this December, time will tell. One program that is definitely about to expand its horizons this December and January is Palmills, a longer term HYIP that has just upgraded their listing from Basic to Standard on the MNO monitor. It’s not exactly a brand new program in the strictest sense, indeed Palmills has been included on the MNO monitor since the middle of last month now. However in the greater scheme of things and taking the length of the program’s single investment plan into consideration then yes, you could say it’s still quite fresh and recent. In fact it’s only around now that the very first wave of investors to join Palmills are only passing the half way mark in reaching the break-even point on their way to collecting their first profits, so it’s easy to see why the admin thinks the time is right to bring his program to a wider audience. Let’s examine what it’s all about then and consider whether you want Palmills to form at least some part of your portfolios or not.

The main reason for any HYIP being in business and the reason why most investors decide it’s going to be suitable for them or not is usually the investment plans. In this case it’s going to be a remarkably easy and straight forward decision for you, because Palmills only offer one plan. You either agree that it’s feasible and can run long enough to get you into the profit zone, or you don’t. Simple as that. Details are as follows.

First of all you will need a minimum of $10 to join Palmills, which is about the standard entry level amount in the HYIP industry these days, keeping it competitive for smaller investors. The term runs for 60 business days (that’s twelve weeks, or just under three calendar months) during which Palmills are offering a basic 3.5% daily interest payment. The same rate applies to everyone, big and small, regardless of how much you invest. So whether it’s the $10 minimum or as much as the $50,000 maximum allowed in Palmills, everyone gets the same 3.5% basic daily rate. This is of course only paid out between Monday and Friday, i.e. business days only, throughout the term. Palmills are including your principal as part of those payouts, so don’t expect to get it back in a separate payment on expiry of the term, because you already have it. Payments therefore which eventually add up to 210% consist of what was basically your own money to start with plus 110% net profit for having joined, or a little more than double your money back.

Let’s take a simple monetary example of how that might work out in practical terms then, and say you were to invest $100 with Palmills. Every day between Monday and Friday only for the following twelve weeks you should then be able to collect $3.50 in interest payments. Everything going according to schedule then you should be hoping to complete the term with earnings that come to a total of $210, or your own money back plus $110 in profit. A more important statistic is when do you break even, or earn back an amount of money equivalent to your initial investment. This happens after 29 payments, which is almost half way through the term. That’s how long it takes Palmills to gradually return your own money to you, and everything you receive after that is pure passive profit so you can no longer lose any money no matter what happens next.

One of the other things the Palmills admin has done to improve the profile of his program has been to expand his list of accepted payment methods. Originally investors could only use PerfectMoney and Payeer for the more traditional style payment handlers, and BitCoin for anyone wanting to use a more modern digital e-currency. These have now been joined by AdvCash who are definitely nowhere near as widely used as the existing three options though they are slowly but surely getting a foothold in the HYIP industry. Something else about payments that you might like is that all withdrawals from Palmills are made instantly. Just log into your private members account area as usual and place the request, and the money should be with you in under a minute. In the month or so that I’ve been monitoring Palmills I’ve yet to encounter a problem with this.

Moving on to some of the more technical aspects of the Palmills website now such as design and security, I’m sure most of you, experienced players anyway, will have recognized the script as being from GoldCoders. I’ll just confirm for you that it’s running under license from them and of course has all the trademark customer friendly features and easy to use interface you would expect from them. For a hosting provider the admin has opted for GeniusGuard who are keeping the Palmills website on a dedicated server with their tech support and protection from malicious attacks. For an extra layer of security Palmills also include an Extended Validation SSL certificate from GeoTrust to help provide safer browsing and more secure transactions. One other thing about Palmills is that to create a better first impression and a certain air of respectability they have a certificate of incorporation. The official name of the company incorporated in the UK is Bio Palm Oil Plantations Limited. As always these things are easily done online and don’t necessarily mean anything with regards to your investment, but don’t underestimate the effect of good first impressions on the spending habits of some folks less experienced with the workings of the HYIP industry than most MNO readers either.

If you have any further questions for the Palmills admin or any account related issues that need to be dealt with then there are a couple of ways to get in touch. The first thing you should look at is the Live Chat feature which is built in to the Palmills website. It’s not a 24 hour service, indeed there isn’t anything to tell you what exactly the working hours are, but just check it first as it might save you a lot of time if an operator happens to be there. Otherwise you can either fill in your details on the online support form and submit it through the contacts page, or mail to the admin directly at the listed address. In line with being a registered company in the UK Palmills have a postal address, which I would suggest you ignore as it’s only likely to be used for getting the documents processed by a third party service provider and not where Palmills or anyone connected with them is physically located. If you prefer however you can always try the phone number that goes with the address if you wish to speak with someone in person and thing they are going to answer. Probably of a lot more use to many investors these days anyway are social media profiles, and you can find Palmills on Facebook. In addition to this Palmills have a regional representative scheme, something I’m sure a lot of you will be familiar with from other programs doing the same thing. Basically it’s a group of regular investors who act as customer support operators in their home countries and languages in return for a better referral commission rate for any business they help bring in to the program. If this is something you think you can do then contact the Palmills admin for more info.

Just in case anyone is interested the line of business we are told is allegedly supporting payouts to Palmills investors is the production and processing of palm oil. Entirely up to you guys if you want to believe that or not, I already know the reaction of experienced players, but for the sake of those new to the HYIP industry I’ll just remind you that even if something like this was true there is still no guarantee it always has to be profitable. So as with all other HYIPs you should proceed with caution. Stay well under a sensible spending limit you can comfortably afford to lose and earn back from other income sources without any serious problems. And if joining Palmills then try and keep them as a smaller part of a wider more diverse portfolio.

So, there you have it. I can’t really think of much else that might be important enough to add so I’ll just go ahead and readers what their own thoughts on the program are. Do you like it enough to spend your own money on it? I hope you won’t mind taking a very brief moment to answer the following opinion poll on Palmills, which as always if 100% anonymous and untraceable. It isn’t so much for just today or tomorrow, it’s in future weeks and months that we can look back at the responses and really analyse if people got it right or wrong when deciding to play or pass. So, the exact question is:

Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.

DAILY NEWS FROM THE HYIP INDUSTRY

RIGHTRISE – FRENCH LANGUAGE VERSION NOW AVAILABLE

During the last week or so RightRise managed to take a spot in the Top Five list on the MNO monitor by storm and is now in fourth, potentially threatening to push ArdexFunds out of the third position pretty soon. The admin has been tirelessly developing his project since its very launch over seven weeks ago and it appears that his wise approach to maintain gradual growth has born the first fruit. It’s very important for RightRise to grow in a sustainable manner, as the program pays 1% to 3% daily interest for an unlimited term there should always be new features to attract more and more new investors from different parts of the world. Yesterday, for instance, it was announced that RightRise now has eight available languages, the newest being French. English, Russian, German, Chinese, Japanese, Vietnamese, and Spanish were already there. So now the Francophones among you can understand the basics on how RightRise works without resorting to Google translator. I would hope this will attract more such people overall and help the program expand in the French speaking world as well (70% of whom don’t live in France by the way). For those of you who haven’t read my review of RightRise first posted here I’d like to remind you of some essentials – you purchase shares at $30 each via any of the various payment methods accepted (PerfectMoney, Payeer, AdvCash, NixMoney, YandexMoney, Qiwi, BitCoin, LiteCoin, DogeCoin, and BTC-E), then earn 1% to 3% variable daily for an unlimited term (with a system of boosters allowing you to maximize your daily earnings up to a 1.48 co-efficient), request your payment and get instant payouts. Simple as that, but I’m sure that the admin can tweak the system at any time to enhance it even further in line with the needs to the program’s financial goals, as the site is running off a fully custom-made script that doesn’t come cheap and requires some talented programmers in the RightRise development team. By the way, the admin of RightRise Ronald was happy to scream it from the rooftops about the new language version which you can switch to easily in the right top corner of the website:

“French translation
Paris, Eiffel Tower, frog legs … That’s right, France!
Today is a good day in order to start inviting your French friends!
Our website has been translated into French.
Invite your friends, develop structures and with them our joint project!
With great respect to all of you, yours truly – Ronald Allison.”

RAZZLETON – VIETNAMESE LANGUAGE ADDED

Razzleton that has so far added only European languages (English, Russian, German, French, Spanish, and Polish) has finally realized the full potential the rising Asian HYIP market can give them. The last language the site has been translated to was Vietnamese as reported in the latest update from Razzleton yesterday which says:

“Vietnamese language bar
Do you know that Vietnamese is the only language in Central Asia based on the Latin alphabet? Why do we mention this interesting fact? The reason is simple: the Razzleton’s language localization is becoming even wider. Now all information about the company is available in Vietnamese!
Razzleton HealthCare Limited is grateful for your trust and continues to upgrade interface of the platform. The platform is now available in 7 languages:
-English, -Russian, -German, -French, -Spanish, -Polish, -Vietnamese
We are striving to make the work with the Razzleton easy for our partners all over the world. Follow us – there is still a lot of interesting ahead!”

Razzleton has recently slipped from the Top Five list (read the latest article on that here) and was replaced by the hugely popular RightRise, as I said earlier. However, it’s still a very good performer which is unlikely to change anytime soon. Officially Razzleton has been online and paying for almost a year, but only a few weeks ago the admin decided it was time to move it from the “sleepers” and redesigned everything. Nowadays, after almost five weeks of monitoring on MNO I can see that investors really like the program and support it with re-deposits while new members continue to arrive in big numbers. The recent orientation on Asian markets should help the pre-holiday growth of Razzleton and see them into the New Year. As the program accepts investments starting from only $10 and works with most major payment processors (PerfectMoney, Payeer, BitCoin, AdvCash, NixMoney, YandexMoney, Qiwi, and even Neteller are all accepted) there might be a temptation to go with the once on expiry plans. They promise 150% after 15 business days, 500% after 20 business days, 300% after 30 business days, 1500% after 40 business days, 1000% after 60 business days, 5000% after 90 business days. I would advise against it for many obvious reasons explained on my blog multiple times and instead choose from the daily payment plans that will credit your account every calendar day and will return the initial deposit on expiry – 2.1% for 15 days, 2.3% for 30 days, 2.9% for 55 days. They are less risky and you stand a better chance to profit with them. Razzleton process payments in manual mode and the admin asks a maximum of 48 hour waiting time. More on Razzleton and its main features and plans can be found in a more detailed review posted here.

ARDEXFUNDS – FIVE DAYS OF EXTRA HOLIDAYS IN DECEMBER

As I fully expected, the program first added to MNO over a year ago and keeping a perfect Paying Status on my monitor all this time – ArdexFunds – announced a few extra days off in the month of December. Note that the entire week commencing Monday, December, 26 there will be no daily interest paid. And since the business days are the only days on which ArdexFunds credits accounts with daily profits members will not see any profits during the period from Christmas to New Year. Despite the temporary suspension of “trading”, I believe that instant withdrawals on referral commissions should still be processed instantly to PerfectMoney, Payeer, BitCoin, or RedoPay accounts. As business usually slows down from mid-December until January because of the holidays I wouldn’t rule out ArdexFunds doing the same again for New Year. Therefore at the moment it wouldn’t be really advisable to invest in ArdexFunds unless you go for its shortest 15 business day plan that costs $10 to $20 only and principal back on expiry. All the longer term plans offered by ArdexFunds (up to 230 business days) I would recommend to skip for now, even despite the fact that the program still holds third position in the Top Five list of most popular programs. Besides, ArdexFunds might be getting too old for investments now and the upcoming holidays should be a good survival test if they’re to win investors attention again in 2017. Whatever happens next, the more than impressive result for ArdexFunds that was first added to Premium listing on MNO last December won’t go unnoticed or unappreciated by members who are in great profit by now regardless of the plan they first chose. ArdexFunds will continue to credit your account Tuesday to Saturday until the next of the next week, and if you require more information on the program please check out the review posted here:

“Christmas and New Year working Schedule
Dear investors,
Please take a look at our work schedule for the December holidays:
We will be out of the office on December 26-30.
We hope your new year will be even better than the last one, and that you, our investors, will make even more money.
Happy holidays!
The ArdexFunds team”.

PAYZA – TIPS FOR SAFE HOLIDAY SHOPPING

If you would like to increase your chances to profit from HYIPs and want to reduce risks then only one payment processor that can help with that – Payza. You can click here and join for a free account, verify it to be able to access all its main features, then fund it directly from your Bank account, credit card, even BitCoin, and then you’re ready to invest in the best HYIPs of your choice. Not very many HYIPs deal with Payza due to its more complicated KYC policy that require businesses looking to use Payza approved payment buttons on their site to fully verify it and receive their authorization before taking money from investors. Moreover, if a program accepting Payza scams and stops paying to other payment processors, those who used Payza funds are less affected. Most admins try to pay until the funds run out, as their activity is constantly monitored by Payza staff and large withdrawals or exchanges are usually not allowed so as to cover payments for existing investors. Take Magnum for instance that scammed recently. Payza members are still getting paid instantly as usual, which in itself is a miracle. And even if the payments do stop an investor may file a dispute to Payza and receive a partial or full refund of his losses, subject to terms and conditions. At the time of writing, only three out of the fifteen programs monitored on MNO deal with Payza but it’s no coincidence that all three are in the Top Five Popular Programs latest list. Just for your information – the programs that accept Payza from members are Zinc7 (reviewed here), TrueBit (reviewed here), and BandeiraCorp (reviewed here).

While speaking of Payza I should add that if you have any question you can always contact their friendly Live chat support that is available during Canadian business hours from Monday to Friday, or submit a support ticket if you require any departmental assistance or are advised to do so by their chat representative. Otherwise, Payza hold active channels on social networks – Facebook and Twitter – where you can get in touch with them for any general question. And finally, there’s an official blog where Payza staff post quite useful articles for clients pretty frequently. The latest for instance features some relevant security tips for online shopping, which are especially vital during the holiday bonanza of sales and discounts. So, if interested to find out more on those tips, please take read on:

“5 Tips to Help You Be Safe When Shopping Online This Holiday Season
Are you one of the increasing numbers of shoppers who embraces the convenience of making holiday purchases online? If you said yes, you’re part of a rapidly growing sector of consumers. Analysts predictthat online retail sales this holiday season will surpass $94 billion this year, a new record.
If you’re like the majority of today’s consumers, making online purchases has become second nature and e-commerce is the new normal. Our collective acceptance of digital retail outlets, however, should not make us so complacent that we overlook the emerging risk of fraud.
A recent article in Forbes surveying 125 retailers found that online fraud attempts are estimated to increase by 43% this year. That’s a big jump. Rather than feeling anxious, these stats should motivate us to look for simple strategies to help minimize risks when shopping online.
With the right advice, it’s easy to shop online safely and benefit from great deals on holiday purchases. Here are 5 safety tips you can start using right away.
Review your transaction history often
Rather than waiting for your monthly statement to arrive, we recommend occasionally reviewing your transaction histories for your credit card, bank account, and Payza account. Make a quick review each week in December and January when your transactions are at their highest. If you wait for your statement to arrive, this high volume makes it more difficult to identify unauthorized purchases.
If you spot a transaction that you don’t remember making, report it immediately to your bank, credit card company, or Payza.
Watch out for phishing emails
Fraudsters know you are shopping online more than usual during the holidays, which makes keeping track of all the online stores you visit and purchases you make more difficult. Expect more phishing email scams to show up in your inbox as cyber criminals try to take advantage of the holiday rush. Beware of fraudulent emails claiming there is a problem with a recent purchase made at a popular online retailer, or that claims there is a problem with your bank or credit card. Be very suspicious of any email requesting your personal financial information, passwords, and/or usernames for any issue related to payments and online shopping.
For even more information about phishing emails, check out our blog article on how to identify these fraud emails.
Shop on sites you know and trust, read reviews for sites you don’t know
If a deal seems too good to be true, it probably is. There are countless websites claiming to have high-end merchandise for sale at bargain prices. Most online retailers are legitimate businesses, but some aren’t. Play it safe and limit your purchases to retailers you know. If there’s a deal you simply can’t pass up from a site you’ve never heard of, be sure to research the reputation of the retailer before making a purchase. This is especially important for online auction sites where the seller may not be associated with the website – read the reviews and feedback for sellers.
Beware of fake reviews as well. A high number of positive reviews posted over a period of months to years offer the best estimate of trustworthiness for a seller.
Update your anti-virus software and operating system today
Be certain that you have downloaded all recent updates to your anti-virus and operating system. This ensures your computer is protected from known malware, spyware, and spamware bots that lurk behind the scenes at some online retailers and infect online shopping cart payment gateways. Make sure you are using the latest version of your preferred internet browser as well. Browsers are updated regularly to remove software vulnerabilities known to have been exploited by cyber criminals.
Use secure payment methods and check security certificates
Credit cards and online payment options, like your Payza e-wallet, are more secure methods to make purchases online because they have built-in fraud prevention screening tools to help protect your information. These protections may be absent when you make purchases using direct money transfers or personal checks.
Be sure to only make purchases from websites that have encryption technologies that protect your personal information, such as SSL (Secure Sockets Layer) and HTTPS protocols (the “S” means “Secure”). You should see a “lock” icon next to the web address; when you click it, a security certificate should appear for that website; if no security certificate appears, you are likely at a fraudulent website and should navigate away immediately.
Additional resources
Here are even more tips and resources to help you stay safe this holiday season.
– More helpful tips for safe online shopping from the Royal Canadian Mounted Police.
– Overview of risks for online shopping and online auction websites published by the Government of Canada.”

GET PAID REPORT FOR 14/12/2016

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: –
From MNO Premium list: Zinc7, TrueBit, ArdexFunds, RightRise, BandeiraCorp, Razzleton, Edelweiss5, SoftmeetBit, BeyondPetroleum, Mexeer.
From MNO Standard list: Palmills.
From MNO Basic list: Xabo, HYIP-A, Synvestment, Dowerly.

That’s all for tonight, guys. I’ll be back with more news and updates from the biggest investment opportunities in the HYIP industry on Friday. Keep your votes coming in the latest poll asking how MNO readers have been doing so far with Zinc7, currently the number one program on my monitor. So far the majority of readers confirmed they are in really good profits with Zinc7, especially if they joined the program paying on the 7% for 22 business days and 110% after 7 calendar days plans from the very beginning, when it first came to MNO over three months ago. Whether Zinc7 is the most popular program of this year when we draw the results in just a couple of weeks remains to be seen, however I can see no real competition for them at the moment. Fingers crossed, we will see Zinc7 and other stronger programs from the MNO monitor paying well into 2017 as well, for now I just need you to share your experiences with Zinc7 in this poll. By the way, there seems to be an amount of confusion around today regarding the Zinc7 Facebook page which disappeared. Nothing to be worried about, though I know a lot of you like Facebook as a resource for keeping tabs on the programs you join. The Zinc7 admin has simply created a new profile there, so if you are interested you can see it here and remember to change your bookmarks. I suggest you subscribe to the daily news on MNO on this page, if you don’t want to miss the next great program like Zinc7 and join in the early stages to maximize your profit. MNO has always been a magnet for such high-budget programs run by experienced admins who are usually the only ones advertising here. Fast scams come and go, but such great programs like Zinc7 will always be remembered, and with the help and guidance of MNO I’m very pleased that this HYIP season which started in September we managed to skip all the fast scams that flooded other monitors and blogs and make good profits with some truly exceptional programs. By the way, you can always find the list of the best performing and the most popular programs at the moment by clicking here to see the list of the Top Five among readers. Thanks for reading, and see you all soon!

The post 14/12/2016. Palmills Review and Daily News from the HYIP Industry appeared first on MNO Blog.

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12/12/2016. Daily News from the HYIP Industry

Hello all! It’s the start of another business week in the HYIP industry and that means more great earning opportunities from the programs listed on MNO. Over the last couple of weeks I was pleased how the situation in the HYIP industry is developing with a few established leaders drip-feeding the rest of the industry and ultimately making it collectively stronger. Of course I’m talking mostly about those featured in the MNO Top Five Popular Programs article you can find here, but I can see many other contenders that might challenge soon. The upcoming holiday season can reshuffle the whole system of rankings when some weaker programs will inevitably fail while others will sore to retake their top spots in the Top Five. But that’s the natural cycle of things and how the HYIP industry works – it’s not really depending on the season and more or less works on the same premise (to read more on cycles in the HYIP industry please refer to this article from the MNO Info Center page). The current stability over the last few weeks allowed many investors to make good money if they chose the right programs. The process is made easier for them if the MNO monitor was their investment guide in the first place due to my strict policies to only list programs with the highest advertising budgets, i.e. higher resistance to fast scams. There are no absolutely safe choices of course, but I put all my efforts into eliminate the obvious fast scams so occasional failures which are also inevitable don’t spoil an overall positive picture. As evidence I recently saw a sharp increase in emails from readers expressing gratitude for directing them towards better opportunities and a chance to earn a decent living from their investments. As the main reason I created MNO ten years ago was to assist people like you to improve their living conditions online I find it extremely humbling and gratifying. That doesn’t mean that due to more favorable times in the HYIP industry you should let down your guard, relax and enjoy the ride. Quite the opposite – you need to remain vigilant and monitor the performance of the programs you’re in properly and spot any possible warning signs together with MNO. Many errors could have been avoided if you listened to my advice or your own common sense, so if in doubt do not hesitate to contact me at abramsonp@gmail.com directly or by filling the form on this Contact page. Remember that I’m always here for you and ready to help if I can.

So let’s move on to the latest events from the HYIP industry from the last 72 hours. We have news from such popular programs as Zinc7, RightRise, and Mexeer, the results of the latest poll on the MNO TalkBack, plus a new question for you to think about. I want to start by introducing a program that has been paying on MNO for about a month already – Palmills.

PALMILLS INTRODUCTION

Palmills has been monitored on MNO for four weeks before the admin upgraded from Basic to Standard listing earlier today, which allows his program to be properly covered on my blog. The only investment plan in Palmills offers 3.5% interest over a period of 60 business days on deposits starting from a $10 minimum via PerfectMoney, Payeer, and BitCoin. The admin also confirmed the addition of AdvCash as the fourth payment processor as of today. Fans of instant withdrawals will be pleased to hear all withdrawals have been processed instantly so far, so you don’t need to wait. The fact that Palmills has been paying promptly for about a month already tells us it has stood the test of time and proved that the licensed GoldCoders script, the EV SSL from GeoTrust, a dedicated server, and DDoS-protection from GeniusGuard were sufficient enough to allow a stable service to its clients. Despite a relatively long run already not even the very first investors of Palmills are in profit yet, but the admin’s efforts to increase his promotional efforts with improvements in the pipeline shared in a private email makes me think he’s capable of getting there. One more thing I want you to note about Palmills – the official name of the company incorporated in the UK is Bio Palm Oil Plantations Limited and hence the background story. Read more on Palmills in the upcoming review on the MNO blog and meanwhile check out the website to make your own judgment. Below are the only available news updates from the Palmills website so far, including the introduction of AdvCash:

“Palmills Website Pre-Launch
After many months of tireless work on website development, ideation, programming and then posting our platform online, the Palmills team is proud to present a preview of its final version. The website is still at the pre-launch stage. With a few days trials, we aim to be fully functional before it appears online shortly.”

“Welcome to Palmills
Great news! Today we announced the opening of Palmills. The Palmills investment platform is offered by Bio Palm Oil Plantations Limited, a UK based company with its offices located in the city of London. This website was built with safety and ease of use in mind, so it’s secure yet offers a variety of popular payment options, teambuilding instruments, and extra income opportunities. We truly hope you will enjoy your financial experience with Palmills.”

“Company Update of Palmills.
Dear Investors! It’s from admin of Palmills.
Almost 33 days has passed since we are online our company and opened the world of huge investment platform, we paid 3.5% for 60 business day for you.
We are glad to notice that Advanced Cash Payment System has been added. As we promised, we are planning to add Payza in the near future.
So, from this day you are honorable member of our financial success company. You are part of Success Company from now on!
Thank you for your participate. Admin of Palmills.”

RIGHTRISE – BITCOINEXCHANGE ADDED

If you think that RightRise already accepts all the possible currencies you might be in for a surprise, as yesterday the admin added yet another payment method – BTC-E, aka BitCoinExchange which represents a digital currency trading platform and exchange. You may therefore now buy the $30 shares offered by RightRise and receive 1% to 3% daily profits for an unlimited term (with the ability to boost them by a 1.48 coefficient) using BTC-E and its equivalent in three currencies – US Dollars, Euros, and Russian Rubles. Besides that RightRise (reviewed here) has already been working with multiple payment methods including both traditional processors like PerfectMoney, Payeer, NixMoney, AdvCash, and YandexMoney, and more modern digital currencies such as BitCoin, LiteCoin, and DogeCoin. The short announcement on the ninth payment method accepted by RightRise can be found below with more to be added soon:

“BTC-E
Today is Sunday and that means that it’s time to add a new payment system.
This time we chose BTC-E.com.
We wish you much profit and financial prosperity!
With best regards, the team RightRise.”

I must say that the interest in RightRise which presents itself as quite an original program offering instant payouts to investors has risen significantly among MNO readers since last Friday. This allowed RightRise to sneak into fifth position in the Top Five Popular Programs on MNO list (read the latest article on that here) while pushing Razzleton into sixth. Judging by the level of enthusiasm with which RightRise has been welcomed by readers even before the first investors are in profit I wouldn’t be surprised if we see them taking a higher position in the coming days and weeks. In any case, it’s one of the most promising new programs on MNO and many people have seen the potential and jumped right in. Best of luck with it!

MEXEER – MESSAGE TO LEADERS AND REPRESENTATIVES

The Mexeer admin is looking for new ideas from promoters on how to make the program even more appealing to potential investors in one of its lucrative investment plans offering 2% for 75 days, 2.3% for 77 days, and 2.5% for 80 days. Potentially these can earn from 50% to 100% pure profit by the end of the term. If you have read my review of the program posted here you’ll know that Mexeer is not only an online HYIP, but also an exchanger with its own MEX currency which can be exchanged for a fee to one of the other currencies they deal with – PerfectMoney, Payeer, AdvCash, BitCoin, LiteCoin, DogeCoin, PeerCoin, PrimeCoin, DashCoin, or EmerCoin. When joining Mexeer you should also be aware of the deposit and withdrawal fees and manual processing of withdrawals which may take up to 72 hours. You can check out the website yourself and see all the custom-made features that makes the program unique in its own way. And as the script Mexeer is running off allows changes to be made the admin is apparently looking for new ideas you can share with him privately following the advice below:

“For leaders and representatives.
Dear leaders and representatives of the platform Mexeer!
We appreciate your choice and thank a lot for your desire to contribute actively to the geographical expansion of the company and to promote worldwide the idea of a new payment system.
Interaction with the company gives a great opportunity to increase your income, thanks to the additional motivation and bonuses. Any your activity and help to Mexeer will not go unnoticed and will be rewarded.
Besides, Mexeer administration is always opened for dialogues and interested in your ideas for the further promotion and development.
We allocate money for development of your structure in your region!
Contact us in “Technical support” and share the ideas – we will be happy to implement them!”

ZINC7 – BENEFITS OF BECOMING A REPRESENTATIVE HIGHLIGHTED

Before the admin of Zinc7 pointed it out to me yesterday, I was unaware that the program has a own Facebook page where the very latest updates are released immediately. Now that I know I’ll be posting more latest updates from Zinc7 which deservedly occupies the #1 position on the MNO monitor. It’s understandable why Zinc7 (reviewed here) is so extremely popular among my readers at the moment. Reasons like a popular set of investment plans paying 7% for 22 business days and 110% after 7 calendar days, relatively low minimum of $25 to invest in either of them and many payment processors to choose from including PerfectMoney, Payeer, AdvCash, BitCoin, even Payza, and very fast withdrawals with some taking just minutes . From a technical point of view the website is near perfect too by utilizing a custom-made script allowing their programmers to make changes and react to possible issues quickly, the domain name registered until 2025, and double protection from possible attacks by CloudFlare and BlockDos. On top of that the admin of Zinc7 constantly renews the advertising banner spots on MNO and purchasing new spots, like he did recently on the MNO monitor for two months in advance, possibly impressed by the results his program is enjoying on my site with nearly 770 members joining. Moreover, recently the admin shared with me some new plans in the pipeline for his program and I literally can’t wait to share them with you all once they are fully implemented and introduced on the website.

Meanwhile, the latest post on the Zinc7‘s Facebook page outlined all the benefits of joining the program’s list of representatives which has already reached 35 and grows by the day. As Zinc7 has been developing day after day and become more accessible in every corner of the world with the website already translated into no less than fifteen languages, it’s extremely important to maintain this healthy growth, especially during the holiday season. I believe that with a fully devoted team of representatives it’s an easier task to achieve and then in 2017 Zinc7 will be able to enjoy sustained growth with the sky as the limit. I’m sure that every investor in Zinc7 is rooting for this to happen, as then they will be able to make even more money with the program than they have done now (the next question on the MNO TalkBack will ask about your own financial achievements with Zinc7). So, learn how to become a representative of Zinc7 in the Facebook post below, apply if you feel you’re qualified, and enjoy the higher level of referral commissions if you do the job well:

“Zinc7 Representative 7% Affiliate Program
What’s the core benefit and How to apply?
Simply send your details i.e Username, Name, Email, Country and Website/blog link if any* directly to support@zinc7.cc with a request to upgrade at a representative level for higher commission from normal 5% to upgraded 7% from 1st level direct affiliates investment and remaining level to follow with same 2% and 1% affiliate income.
You should be able to achieve at-least 10 active investors in your team, and can ask for more help on team building or any special requirement for team down-line if any*
Grab the opportunity to work from home & earn money online, by simply inviting your friends & family or by sending us web traffic. We accept anyone, anywhere so start now to earn a long-term passive income of $1.25 – 12,500 per deposit. It’s absolutely free.
For more, kindly visit Zinc7
Confidence Built By Essentials, LLC. Martin”.

MNO TALKBACK – POLL RESULTS AND NEW POLL ADDED

It’s time to ask a new question for this week’s MNO TalkBack poll and following up on the subject of Zinc7 that firmly sits in the #1 spot from the top performing programs on my site I would like to ask you this:

Are you in profit from Zinc7?

a) Yes, I’m in good profits after completing several investment cycles
b) Yes, I received a small profit and reinvested to get more
c) Yes, I did profit but have since left the program
d) Not yet, as I’m yet to reach the break-even point

I believe Zinc7 deserves its own question as it’s on the way to becoming the best program of 2017 vastly outperforming similar programs like Capital7 and RapidIncome. In fact it’s hard to remember a program I had so many referrals on three levels in (the figure stands at 766 but is growing constantly), so I know that many MNO readers are in and praise for its performance is widespread. The poll will run for another week or so, and the final results will be posted next week.

As for the last poll that ended today I was asking about my readers’ attitude towards paying once on expiry plans. The reason for this was the fact that many MNO readers completely ignored all my warnings about Capitaller and invested in the plans they should never have touched. The admin of Capitaller was so shrewd that he was gradually adding these dangerous plans making the offers shorter and shorter while luring the potential investors with higher and higher interest rates. I don’t think there is a need to explain why no one was paid on these once on expiry paying plans while those of you who joined the much more stable daily paying plans might still have been paid until today, when all the payments to regular investors halted but continue to irresponsible monitors who still display a Paying status for Capitaller.

The question was – “Do you invest in paying once on expiry plans?” The final results were mixed with 31% going to two answers: “Yes, I do invest in them if they are short term” and “I never join as the risk is too high”. I believe that the overall 62% of my readers are quite wise when it comes to investing in these plans, as those who are not doing it at all are usually doing better and profit larger than those who do it regularly, and even those who only invest in paying once on expiry plans if they are short-term tend to stand a much better chance, provided the plans were available in a program right from the very start and not added later on. 19% of the votes each went to “I join regularly, as the profit is higher” and “I might join occasionally, but usually I try to avoid them”. I would say such people are playing with fire, and they should invest in such plans only if they firmly realize all the dangers. Of course we have exceptions to the rule, such as Zinc7 offering 110% after 7 days and completing 13 cycles by now, but such cases are generally rare and not very many HYIP admins are capable of performing so well. In any case, the poll was quite a revelation to me, and I guess many others to see why some investors are taking unfeasible riskd. Hope you have all learnt your lesson from this and will be more careful. After all, experience and learning is what you really need to eventually make regular profits in the HYIP industry, and MNO provides guidance if you pay close attention.

GET PAID REPORT FOR 12/12/2016

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: –
From MNO Premium list: Zinc7, TrueBit, ArdexFunds, BandeiraCorp, RightRise, Razzleton, Edelweiss5, SoftmeetBit, BeyondPetroleum, Mexeer.
From MNO Standard list: Palmills.
From MNO Basic list: Xabo, HYIP-A, Synvestment, Dowerly.

That’s it for tonight, guys. As I’m spending tomorrow touring the Southern coast of Iceland I’ll be back on Wednesday with the latest news from the HYIP industry and the full review of Palmills. That doesn’t mean I won’t be online at various times during the day, so my monitor will still be updated and any important issues can still be addressed. In order to see the latest updates, always check my ShoutBox and if you have any questions regarding the monitored programs or the HYIP industry in general please don’t hesitate to contact me at this page. I’m always there for you and will reply to everyone within 24 hours – that’s a promise! See you on Wednesday, folks, and good luck with your investments!

The post 12/12/2016. Daily News from the HYIP Industry appeared first on MNO Blog.

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09/12/2016. Daily News from the HYIP Industry

Hi guys! Despite being December and a time that many associate with instability, so far the month has been exceptionally resilient to any kind of sudden unwelcome surprises. I mean it’s not all good news all the time, but nothing so bad that it’s going to be 2017 before we recover. There are a few established leaders of the HYIP industry that keep paying and maintain a sense of general steadiness despite occasional slips like Capitaller and Magnum. The most stable programs of the HYIP season were discussed in the recently posted article on the Top Five Popular Programs on MNO which can be found here. As many admins do not like to compete with such giants as Zinc7 or TrueBit, they seem to delay the launch of their new programs leading to the result we have been observing over the last two weeks – almost no new high-budget programs are being launched. Whether it’s good or not, I am in no position to judge, but I believe that for an average investor who doesn’t like to jump from one investment opportunity to another and who doesn’t practice hit-n-run strategies that it’s a good thing indicating the HYIP industry is in an overall really healthy shape nowadays. I guess many investors are just getting wiser after they were burned by too many fast scams earlier this year and prefer to stick with the programs with proven payments record and stable payouts over some period of time. That’s a very good trend, in my humble opinion, that already proved this year to be a huge improvement on the last one with Asian markets currently on the rise to give the HYIP industry a new positive direction in 2017.

It’s time now to get to the latest news from undoubtedly the most interesting programs in the industry now and highlight the recent updates from Razzleton, Mexeer, and RightRise, and say a last goodbye to Magnum that scammed after an incredible run of nearly 400 days. There are also a couple of updates from the safest payment processor that allows HYIP investing – Payza, so keep reading to find out more.

RAZZLETON – PRESENTING A GUIDE ON DEPOSIT CREATION

You might think that if you have to make a deposit into Razzleton it will be credited to your account instantly and you will start making profits right from that point. While it’s certainly true when using PerfectMoney, Payeer, BitCoin, AdvCash, and NixMoney, when it comes to three others – Qiwi, YandexMoney, and Neteller – that is not exactly how things work. You see, each of the latter three payment processors would require manual approval of your deposit from the admin. Only after your payment is confirmed and the admin manually credits it to your account will you start earning. Sounds too complicated? Don’t fret, as now you will be able to see an explanation of the whole process related specifically to Neteller, YandexMoney, or Qiwi. This can be found on a specially created page where everything explained not only in text, but also in a video format. The link to that along with the announcement of the feature can be seen below in the latest update from Razzleton:

“A guide to creating deposits added
Caring about its partners and wishing to make the work with the platform more comfortable, Razzleton HealthCare Limited has prepared a detailed guide to creating deposits. Do you want to invest using QIWI, Yandex.Money or Neteller? With our step-by-step instructions, you can easily make a transfer and create a request properly.
Investing with Razzleton has become even easier! The guide is available at the link: http://ift.tt/2h7vgNK”

I should remind you that Razzleton (reviewed here) recently joined the Top Five list on my monitor and looks like it’s not going to give it away to any of its competitors anytime soon. The program has been paying for about a year now with the vast majority of this time spent as a “sleeper”. This nevertheless gave it some much needed credibility among investors who look for an established performer and currently Razzleton are enjoying steady interest from investors flocking in to profit from one of its daily paying plans each of what also promises to return initial investment on expiry – 2.1% for 15 days, 2.3% for 30 days, 2.9% for 55 days. As the minimum starts from $10 in some plans Razzleton attracts both smaller and larger investors, although the latter ones should note the increasing risks when choosing one of the on expiry plans – 150% after 15 business days, 500% after 20 business days, 300% after 30 business days, 1500% after 40 business days, 1000% after 60 business days, 5000% after 90 business days. According to the preliminary results of the poll currently running on the MNO TalkBack page a third of my readers never join such plans, refusing to acknowledge the higher level of risk that comes with it. So be wiser and if investing in Razzleton make choice towards the daily paying plans only!

RIGHTRISE – SPANISH LANGUAGE VERSION ADDED

The team behind RightRise are working tirelessly on the constant improvement of their website by adding the Spanish language version of the website yesterday. Having RightRise in several different languages (others being English, Russian, German, Chinese, Vietnamese, and Japanese) should help the company to successfully compete on the international HYIP market by attracting a wider audience, especially from European and Asian countries members from which seem to be the lifeblood of the HYIP industry at the moment. The Spanish investment community that will now be able to read RightRise in their own language is influential not only in Spain, but mostly in the Spanish speaking countries across Latin America. That should open some new horizons for RightRise‘s further expansion, as the admin is surely ambitious enough to add more languages in the future as well:

“Internationalization
Another translation of our website has been added today.
From this point on you can invite your Spanish friends to join us!
We know that you like what we do! We will continue to add translations in all languages in the near future.
Sincerely, The RightRise Team.”

With payments continuing uninterrupted for about seven weeks now RightRise is about to put the first investors into profit. From my detailed review of the program posted here, you might be aware that the company is offering shares valued at $30 each which earn you a daily variable income of 1% to 3% for the lifetime of the program. As it’s simply impossible to tell when you reach the break-even point with your deposit in RightRise you should make your own calculations, but note that there a system of boosters in place that would help you reach that point up to 1.48 times faster. Good thing that most of the withdrawal requests in RightRise are processed instantly, so you don’t really need to wait. Currently RightRise accommodates those who prefer to invest with traditional processors like PerfectMoney, Payeer, AdvCash, YandexMoney, or NixMoney, and those who like more modern digital e-currencies like BitCoin, LiteCoin, or DogeCoin. As the admin keeps adding more payment methods with time I will report if more become available in the near future. Meanwhile enjoy your daily profits with RightRise, guys!

MEXEER – FEEDBACK NEEDED FROM CURRENT INVESTORS

Mexeer (reviewed here) is perhaps one of the most original investment programs you might have seen for a while. Not only is it a regular HYIP, but it’s also an exchanger that deals with its own MEX currency and where you can exchange money. You might need to spend some time inside of your account area in Mexeer to be able to understand how the whole investment process works, but once figuring it out you’ll see it’s not that complicated at all. Investments start from a $10 minimum and depending on your investment goals you may choose from three available plans each of which eventually bring from 50% to 100% net profit by expiry – 2% for 75 days, 2.3% for 77 days, 2.5% for 80 days. As Mexeer deals mostly with BitCoin and its substitutes you can invest also with some lesser known counterparts like LiteCoin, DogeCoin, PeerCoin, DashCoin, EmerCoin, and PrimeCoin, or try a more traditional method like PerfectMoney, Payeer, and AdvCash. Note that Mexeer will charge you fees on both depositing and withdrawing your money, so keep this in mind and cut your losses by knowing what amount you pay from each withdrawal (there are different rates for different currencies). Despite Mexeer being so original it’s hard for it to find its niche in the market, especially as things slow down coming up to the holidays. That’s why Mexeer recently pleaded with members to post positive feedback they have with the program. So they recently opened a Reviews section on the website where you can share your feelings on the project. Here’s what the admin had to say about that:

“Opening of new section Reviews!
Undoubtedly, personal experience is the greatest motivator for further work with our investment platform. If you are an existing customer and already successfully earning, it’s time to share your results with other visitors of our website. Especially for your feedback on our work, comments and reviews of Mexeer features and its potential we have added a new section – “Reviews”. We’d love to hear your opinion and listen to it: perhaps this will help to make our work more productive and comfortable for customers. We believe that your review will also help novice investors make their first step to earnings and determine the more profitable collaboration strategy.
Together there’s much we can achieve, let’s work as a team!”

MAGNUM – INSTANT PAYMENTS STOPPED! DO NOT INVEST!

The recent suspicious activities of the admin of Magnum who seemed desperate to attract new deposits in the constantly changing and modified new investment plans didn’t go unnoticed. Many savvy investors started pulling out of the program when the first signs of collapse became obvious. The admin himself may even have realized that he went too far with his tactics which might have a negative effect on the program’s cashflow scaring off the potential investors instead of attracting new ones. The final nail in the coffin was when two more plans were silently added a couple of days ago promising to pay 150% or even 200% after an 11 business day term. And just yesterday it became clear that no one would be paid not only from these, but also any other plans in Magnum. As soon as I became aware of the admin suddenly switching off instant withdrawals I immediately warned readers with a warning on the MNO ShoutBox and moved the program on hold on the MNO monitor pending a further response from the admin which, as you might have guessed by now, never came. That sealed the fate of Magnum on my monitor and it’s been moved to Scam status. In any case, if you invested in Magnum via Payza you should still received your withdrawals instantly for the time being. You see, investing with Payza is generally more secure, as the HYIP admins tend to “forget” their remaining funds and keep paying to investors right until nothing is left in their accounts, due to withdrawal restrictions imposed on them by an always reliable Payza administration. Even if you’re still getting paid by Payza make sure you don’t invest in Magnum anymore, as the program is a proven scam now. For more information and latest news on Payza please refer to the following update.

PAYZA – SPOTLIGHT ON CANADA AND INFO ON MONEY TRANSFERS

I’ll finish up for tonight with Payza who have just added a couple of extra updates to their official news blog. Whoever writes their newsletters for them seems to have been in an extra chatty mood recently as they’re fairly lengthy, though I’m not sure if the headline and the story have much of a connection. They are usually fairly interesting to read, particularly the second one which is more focused on internet business and e-commerce in Canada (where I’m thinking of taking an extended vacation next summer). I’m not so sure however of how much practical use any of the information there is of to you the HYIP investor, however it won’t hurt anyone’s confidence to know that in Payza they are dealing with a massive international company that are actively and aggressively expanding all the time.

There are only three currently paying programs listed on MNO that accept Payza. These are Zinc7 (reviewed here), TrueBit (reviewed here), and BandeiraCorp (reviewed here). That’s not the only thing these three programs have in common however. It’s no coincidence that all three occupy positions in the Top Five list of most popular programs among MNO readers. In fact Zinc7 and TrueBit are sitting quite comfortably at the top of the pile in places one and two. That’s not really a surprise though, as most of the few programs that go to the trouble of adding Payza can easily expect to be rewarded in this way. Even investors who don’t actually use Payza themselves are still capable of recognizing it as a quality sign, you know, in much the same way that I don’t need to own an American Express “Black Card” to understand what it is. The other thing that experienced investors are catching on to is that you very rarely see a program using Payza that’s been deliberately set up as a fast scam. Even the last program that accepted Payza that did scam – Magnum, now on Problem Status on the MNO monitor because of selective payouts – is still paying out to its Payza members. Just Payza users, no one else, so obviously don’t take that as a green light to invest there now. This is likely down to Payza making it difficult for HYIP admins to withdraw the funds for themselves as identity checks would be required, so what’s probably going to happen here is that Magnum members using Payza will continue to be paid until whatever money is still in the account runs out.

This is quite a fortunate side benefit that only comes with Payza, most other processors are all anonymous and irreversible. In addition to that they also provide account holders the option of direct funding and withdrawals. You can simply bypass the inflated fees of the third-party exchangers needed to move money in and out of other payment processors (what a racket that is, eh?) by doing it yourself. You move your own money in and out of Payza using your own credit/debit cards, bank account, BitCoin wallet, and now their own pre-loaded debit card that Payza will mail out to your home address in the post.

Anyway, the following two updates taken as I said from the official Payza news blog start with a look at something that’s going to be crossing the minds of many people around the world at this time of year. If for economic reasons you have had to move to greener pastures in order to help support family members back at home, Christmas is a time when you may be sending more than usual. Payza have some suggestions on that and will offer their services. The second article is less personal and more business orientated, focusing on the Canadian market for online e-commerce transactions:

“Payza Makes It Easy to Send Money This Holiday Season
The holiday season is upon us. We all look forward to moments where we can cherish our time with loved ones and show our appreciation for friends and colleagues that have a special place in our hearts.
A common tradition this time of year is for family members living abroad to offer a helping hand to loved ones back home by sending money. The time is right since many fortunate employees receive a holiday bonus, giving them the means to send extra cash home. As an employer, you may want to express gratitude by offering a holiday bonus to your favorite contract employees or freelancer living in another region of the world. Whatever your motives for gift giving, you can rest assured that sending money online using your Payza account will free you from financial tasks and let you focus on joyous holiday gatherings.
The benefits of sending money with Payza
Whether you want to send money online to China, Brazil, India, South Africa, or any of the more than 190 countries Payza serves, using our platform is fast, secure, affordable, and practical. We operate in many countries where other leading payment platforms don’t, so geographical boundaries pose no challenge when sending money to where it needs to go.
Fast because sending money from one Payza account to another is instant anywhere in the world. We offer several options to add and withdraw funds from Payza that take no more than a few business days to complete.
Secure because you can avoid the risks of sending money in the mail and our fraud prevention and security services ensure your money makes it to its rightful destination.
Affordable because we give you options to send money at competitive rates that suit you best, rates that are lower than many popular money transfer companies.
Practical because the recipient of your gift can use that money instantly to shop online at a variety of retailers, or just withdraw those funds to their bank account or Bitcoin wallet
We also provide unique banking services that enable you to pay a freelancer abroad with your domestic currency and have them receive your gift in their bank account in their local currency.
Ways to send money that suit your needs best
With our multiple options to add and withdraw funds from Payza, you decide which option is right for you. Consider these three scenarios for holiday gift giving:
In a rush and just in time for the holidays: Want to be sure that your gift will reach its destination on time? Want to avoid delays from bank holidays? Add funds instantly by credit card and send them to your recipient just as fast! Your loved one will have their holiday cash in a matter of minutes to spend online or withdraw by their preferred method. This option is ideal for sending money to students away at college or family members eager to shop online.
On a budget, sending the most funds with reduced fees: Left yourself enough time before the holidays to add funds by Bank Transfer or Bank Wire and save on fees? Want to maximize the money you send home from a holiday bonus at work? This strategy requires more time to complete but is worth the wait because you and your recipient will benefit from the lower transaction fees.
Holiday bonus for contract employees and freelancers abroad: Sending payments to freelancers in many regions of the world is a headache for both the sender and receiver. Many booming regions of freelance workers, such as South Asia, lack online payment infrastructure that makes it easy to receive international payments. Payza developed this necessary infrastructure and makes it easy to send money to Pakistan, Bangladesh, and India. Consider our services specific to India:
You send more than money, you send well-being
Our services are about more than sending money. With each international money transfer, what you really send is security and well-being. For the elderly parent back home, you can send the money they need for daily living expenses without them having to travel long distances to collect cash at a bank. For the child studying abroad, sending funds lets them to take a break from yet another meal of ramen noodles by offering the means to buy a quality dinner. For the freelancer in the developing world, your bonus enables them to invest in their business and gain greater financial independence.
The holiday season is about giving and this is why we want to make your acts of generosity as easy as possible.
From all of us at Payza, we wish you and your loved ones the happiest of holidays and all the best in the new year.”

“Country Spotlight: Understanding Consumers and Cross-Border E-Commerce in Canada
Canada is like a blue chip stock. Even though it’s the world’s second largest country, Canada is sparsely populated and its e-commerce market is still relatively small at just over USD 22 billion. Nonetheless, with a stable and affluent population, the Canadian market offers a solid, low-risk, long-term investment. There is no race to be an early adopter or innovator in Canadian e-commerce. Rather, investing in the country is like putting your money in something slow, steady and reliable.
Unless otherwise noted, figures in this article are sourced from:
Statista, The Paypers
Canadian Consumers
E-commerce is firmly established in Canada, internet penetration in the country is among the world’s highest. Interac Online is one of the most mature debit networks of its kind and more than half of the population has used it to participate in online shopping.
Canada is the single most popular market for cross-border merchants globally. According to Multichannel Merchant, 84% of international merchants said they sell to Canada, well above the runner-up, Australia, at 54%. This means that the market is highly competitive as well as attractive to international online retailers.
The eagerness for emerging technologies is clear: Canadians spend nearly twice as much time on the internet as the worldwide average of 23 hours per month; almost half have said they are ready to embrace m-commerce on wearable devices; and, 47% have said they want retailers to provide more secure mobile payment options. All this has contributed to Canada ranking #2 on the Mobile Payments Readiness Index (MPRI).
Clothing is the most popular online retail category in Canada, with 42% of online shoppers purchasing clothes, while Media Products –including books, music, film/TV, concert tickets and video games – also dominate the market, accounting for 5 of the top 10 highest-performing e-commerce categories. One-third of total Canadian e-commerce spending benefits American merchants.
As with most of the world’s e-commerce markets, credit cards are the most popular method of online payment, with MasterCard being the most popular in Canada. E-wallets account for nearly one-fifth of online transactions and prepaid cards for 11% of the total. Interac Online has received widespread adoption in the e-commerce sphere, gaining over 9% of the market in its first two years alone.
Drivers and Barriers
Driver: Consumer Confidence
The Interac network is one of the most mature national debit card networks in the world. The increased security and lack of debt concerns associated with Interac compared to credit card purchases has driven consumer confidence in e-commerce. Similarly, Canadian consumers have been more inclined to embrace new m-commerce technologies than Americans and Europeans. More than one third of the population uses mobile banking and over 5 million Canadians shop online using their smartphones.
Barrier: Shopping In-Store
New data from Statistics Canada has shown a marked reversal in the e-commerce trend, with online sales accounting for 2% of the total retail sales in the first 9 months of 2016. However, in that relatively small proportion of total retail sales, “pure-play” or digital-only retailers (including foreign merchants) dominate, accounting for about 80% of total e-commerce sales. This shows that Canadians are willing to shop online when there are no other options, but still prefer to make their purchases at brick-and-mortar shops when given the opportunity.
Driver: Cross-Border Shopping
The vast majority of the country’s population lives just a short drive away from the American border. Throughout the 20th century, cross-border shopping was a very popular weekend activity among Canadians of all demographics. By the time e-commerce came along in the 21st century, most Canadians were already accustomed to buying from international merchants. In 2014, eMarketer reported that 7 out of 10 online purchases in Canada are made from international merchants, and the majority of those sales went to merchants from the US.
Barrier: Buying Local
In the last couple of years, the Buy Local movement has moved online. In November 2016, an Ipsos survey found that 43% of Canadian consumers plan to do more of their holiday shopping at Canadian retailers than they had in 2015. The declining value of the Canadian Dollar compared to the Greenback is a big factor in this shift. With that said, Canadians still cite lower prices and better selection as reasons to buy from international merchants, so not all hope is lost.
Canadian E-Commerce Facts
– The world’s most popular e-commerce market for cross-border retailers.
– 5% e-commerce annual growth rate.
– Canadians spend the most time on the internet on average.
– More than two-thirds of online purchases are cross-border.
– Merchants offering free shipping gain a 69% increase in their conversion rates.
– 41% of Canadians cite lower prices and 23% cite better selection as reasons to buy from international merchants.
When deciding whether to expand your business across borders, it is important to consider which countries you are targeting and what benefits they offer. In terms of ease, reliability, and growth, Canada is certainly a seller’s market. As one of the world’s largest countries, its strong economy and reliable e-commerce market make it a low-risk, long-term investment with a steady return that can support future business growth.
Expanding into a new international market is a risky venture but a very rewarding one if done right. For the latest information about how you can build and maintain a strong e-commerce enterprise and keep it compatible with legislation and buying habits at home and abroad, subscribe to the Payza Blog and follow us on Facebook and Twitter for the latest industry news.”

GET PAID REPORT FOR 09/12/2016

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: –
From MNO Premium list: Zinc7, TrueBit, ArdexFunds, BandeiraCorp, Razzleton, Edelweiss5, RightRise, SoftmeetBit, BeyondPetroleum, Mexeer.
From MNO Standard list: –
From MNO Basic list: Xabo, HYIP-A, Synvestment, Palmills, Dowerly.

That’s all for tonight, guys. As I’m taking a short winter holiday here in Iceland I might not be available over the weekend due to exploring this wonderful country. Meanwhile enjoy the weekend and see you back on Monday with the results of the current poll on the MNO TalkBack page, so please vote if you haven’t done so already. See you soon, everyone!

The post 09/12/2016. Daily News from the HYIP Industry appeared first on MNO Blog.

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06/12/2016. Top Five Popular Programs on MNO and Daily News from the HYIP Industry

Hi all, and welcome again to the MNO blog. Despite only two weeks passing since the last article on the Top Five Popular Programs on MNO (click here to see that one), the predictable collapse of Capitaller which is currently only paying to daily paying plans (more on this in the news section) and its subsequent departure from the list prompted me to update the article to reflect how things stand on my monitor today. I’m not going to lie to you, as December is usually seen as a dangerous month for the HYIP industry due to so many fast scams and investors looking for fast money to buy gifts. After all, that’s why so many main street retailers use this opportunity to sell you anything accumulated over the previous eleven months of the year that they can’t get rid of. I still hope this December won’t be as bad as other years, as I think a lot more investors are waking up to how things operate in this industry now. I mean even by reading this article you proved to be sticking with MNO which means you are very selective when it comes to investing. The vast majority of my readers have five or less programs in their portfolios (according to the latest poll results coming in the news section) so I believe you will enjoy the current Top Five Popular Programs on MNO list. Remember that all current ranks are valid only on the day of writing, can change from one day to the next, so please always refer to my monitor for the most accurate and up to date rankings.

I hope that after looking over the most popular programs on MNO as they stand right now (the rank is determined by the combined percentage of my own profit and referral commissions) you make the right choices and see a good profit. After all, that’s what MNO is here for – to help you succeed by introducing the biggest and best investment opportunities. So, let’s have a closer look at the hottest programs of the winter so far shall we?

#1 –  Zinc7 (click here to read the full review) No Change
Total return – 708.92%.
Type of listing – Premium (#1 rank).
Current status on the MNO monitor – Paying for 86 days
Investment plans (recommended plan marked in bold) – 7% for 30 days (interest credited on business days only), 110% after 7 days.
Payment processors accepted: PerfectMoney, Payza, Payeer, BitCoin, AdvCash.
What you need to know: 
Although withdrawals are promised within 48 business hours, in reality I’ve never waited much longer than five minutes for a payment so I assume they are automated rather than manual. Don’t take it for granted though, this might change at any time as the withdrawal rules are clearly stated on the website. Remember that on the daily paying plan you will have your account credited on every business day (Monday to Friday), but the full investment term is counted in calendar days, just like the second on expiry paying plan – refer to my review for more details.
Why you might want to invest:
Zinc7 continues its reign over the HYIP industry and approaching three months of stable uninterrupted payments it’s on its way to becoming the best program of the year. It’s certainly surpassed the previous achievements of HYIPs with similar investment plans that were never able to last so long. That inspired a level of confidence in the admin, who knows how to sustain payouts to members while at the same time attract new members coming to Zinc7 from less developed programs.  The admin does his best to improve the website, with the recent translations into different languages serving as a good example. Word of mouth is keeping Zinc7 on top of many HYIP blogs and monitors. I hope the admin continues what he’s doing and members enjoy their profits for months to come!

#2 – TrueBit (click here to read the full review) Up One Place
Total return – 403.81%.
Type of listing – Premium (#2 rank).
Current status on the MNO monitor – Paying for 44 days.
Investment plans (recommended plan marked in bold) – 2.4%-4% daily forever, principal back anytime after 5 days.
Payment processors accepted: PerfectMoney, Payza, Payeer, BitCoin, AdvCash, OkPay, Neteller, Skrill.
What you need to know:
Withdrawals are usually processed within 24 hours, however, in most cases it just takes a few hours to be paid after you request it. Your daily interest grows from 2.4% to 4% gradually every 20 days in five stages and reaches its maximum on day 81. You may withdraw your principal fully or partially (or add extra money to the same deposit) after a five day lock-in period, but after that your principal is locked for another 5 days. You’re in complete control of your finances and your possible earnings from TrueBit depend only on your own strategy.
Why you might want to invest:
More than six weeks of stable payments to MNO readers deserves some applause, especially given the fact that TrueBit has become more flexible now which is a good thing for investors. The lock-in period has been reduced from twenty to five days and there was another feature added that allows you to make a partial withdrawal from the same deposit and add additional funds without losing your growing daily interest. More payment options are always welcome and the recent addition of Neteller and Skrill plus fast payouts processed within a few hours should go a long way to improving the program’s chances this month. Anyway, I see that investors really love TrueBit and consistently support it which might allow them to grow even further and run into2017.

#3 – ArdexFunds (click here to read the full review) Up One Place
Total return – 253.93%.
Type of listing – Premium (#3 rank).
Current status on the MNO monitor – Paying for 371 days
Investment plans (recommended plan marked in bold) – variable returns for 15-230 business days, principal back.
Payment processors accepted: PerfectMoney, Payeer, BitCoin, RedoPay.
What you need to know:
Withdrawals are usually processed instantly to all payment processors (if for some reason they go to pending status please allow 16 hours to be paid manually). Profits are accrued to your account Tuesday to Saturday for the previous trading day with the exception of the extra bank holidays announced on the site. Remember to switch off the compounding rate for your deposit in order to be able to make daily withdrawals.
Why you might want to invest:
With ArdexFunds I’m not that sure if the program will survive the coming festive season and whether or not it will be able to continue into 2017. You see, with this particular admin you cannot really say definitively that he has any ambition to go beyond a twelve month life cycle. Anyway, I would suggest to be very cautious with ArdexFunds at the moment and invest only very small amounts and for the shorter periods of time to make profits before the winter holidays. From previous experience in programs like this they tend to take way too many days off over the holidays. Besides, they could lower down the daily interest even further and you won’t be paid as much as you hoped. Whatever is going to happen ArdexFunds might be considered too old to invest in now and many would take a wiser approach to hold off from investing during this possibly dangerous period for the program’s financial state.

#4 – BandeiraCorp (click here to read the full review) Up one place
Total return – 204.11%.
Type of listing – Premium (#4 rank).
Current status on the MNO monitor – Paying for 269 days
Investment plans (recommended plan marked in bold) – 1% to 4% variable daily until you reach 150% on your investment.
Payment processors accepted: PerfectMoney, Payza, Neteller, Payeer, BitCoin, AdvCash.
What you need to know:
Withdrawals are processed manually within a 48 hour maximum. Note that 1% is the guaranteed daily minimum you will get on your investment, while the maximum is determined by the size of your deposit – refer to the review on MNO for more details.
Why you might want to invest:
After nine months of stable payments and Premium Listing on MNO BandeiraCorp is still doing well. No major hassles and is paying investors, many of whom finished a couple of 150% investment cycles. I would say that the program managed to surprise me with its lifetime and the investment plan which seems to be promising long-term returns proved to be viable and sustainable. Of course, the major test BandeiraCorp will have to stand is surviving the festive season. Reaching 2017 will be the admin’s ultimate goal and an amazing achievement in itself if it happens.

#5 –  Razzleton (click here to read the full review) New Entry
Total return – 167.84%.
Type of listing – Premium (#5 rank).
Current status on the MNO monitor – Paying for 25 days
Investment plans (recommended plan marked in bold) – 2.1% for 15 days, 2.3% for 30 days, 2.9% for 55 days (principal back), 150% after 15 business days, 500% after 20 business days, 300% after 30 business days, 1500% after 40 business days, 1000% after 60 business days, 5000% after 90 business days.
Payment processors accepted: PerfectMoney, Payeer, BitCoin, AdvCash, NixMoney, YandexMoney, Qiwi, Neteller.
What you need to know:
Withdrawals are processed within 48 hours. Note that the daily paying plans are counted in calendar days, while for the payment on expiry plans the term is in business days. I would personally not recommend investing in anything exceptdaily paying plans in Razzleton due to increased risk.
Why you might want to invest:
Although the admin of Razzleton seems to have done everything possible to create the illusion of a long-term payment record, officially the program has been for nearly a year, don’t be misled. Only  a few weeks ago the layout and the investment plans changed and Razzleton reorganized the website completely, as you can see now in its current form. Whether you like it or not, please note that we’re dealing with the former “sleeper” here, and although the program has been extremely popular for the last couple of months and MNO readers seem to love it, remember that things can go either way here in the wake of the festive season. That’s why I suggest spending reasonable amounts only in the shorter daily plans and see how things go there first.

That was the Top Five Popular Programs on MNO. Now I’d like to ask your opinion on your own favorite from the list. Please take a few seconds of your time to vote in the below poll, while you can also see what your fellow investors think by clicking the Results tab.

Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.

DAILY NEWS FROM THE HYIP INDUSTRY

RIGHTRISE – YANDEXMONEY ADDED

It’s only a matter of time before RightRise claims a spot in the Top Five Popular Programs on MNO as well, because it’s clear the program’s admin is pretty ambitious and is working hard in order to maintain constant interest in the program and gradually building it up. The latest improvement was in taking more payment options, something that will make RightRise more appealing, particularly to Russian speaking investors, as YandexMoney is one of the most popular systems there. I’m not sure if it will bring more clients from non-Russian residents, but it’s surely appreciated and is in line with the recent Russian language translation of the RightRise website. Here’s the latest update from RightRise on this:

“Yandex.Money
Today was planned to connect the most popular payment system in the Russian Federation (according to research by TNS Russia in 2014). Meet!
Yandex.Money
Purchase of equipment shares as always at the rate to the US dollar.”

Apart from YandexMoney, you can join RightRise using quite a few other payment processors including both traditional methods like PerfectMoney, Payeer, AdvCash, NixMoney, and its more modern digital counterparts as BitCoin, LiteCoin, and DogeCoin. In order to start earning with RightRise you have to buy at least one share, priced at $30 each, and bringing 1% to 3% daily return for an unlimited period of time which can be further enhanced by a system of so-called boosters. You can always read more on the investment plans and other main features in the review of RightRise here.

TRUEBIT – MORE PAYMENT PROCESSORS TO CHOOSE FROM

I already talked about TrueBit in the Top Five article above, so without any further introduction I would like to congratulate their investors on yet another significant improvement recently implemented by the program’s admin Leo. I’m talking about the addition of two payment processors popular in Europe Neteller and Skrill. As with other programs using it, however, TrueBit (reviewed here) will be handling both deposits and withdrawals manually. So be patient and be prepared to wait for about six hours before you see your deposit credited to your TrueBit account and start earning on its 2.4%-4% daily forever plan. As with other payment processors accepted by TrueBit (PerfectMoney, Payza, Payeer, BitCoin, AdvCash, and OkPay) the minimum to invest in TrueBit starts from $10 and you will have to wait for five days at least before being able to withdraw your initial investment. However, due to these processors rules and internal regulations the withdrawal minimum is set at a much higher (compared to others) $5 mark. That is OK though, as with so many people around the world using Skrill and Neteller it will be a perfect investment opportunity to take with TrueBit, while for the program itself which has been paying for over ten weeks now it means more incoming funds to ensure stable and timely payouts for others. Here’s the latest good news from TrueBit:

“Neteller and Skrill added
Good day to all of you!
As part of our continuous development and innovation, we are pleased to inform everyone that we have started to accept Neteller and Skrill as another payment processor to process the payments and deposits on our website. It’s a strong payment systems that a lot of members would like to use. We will process Neteller/ Skrill deposit and withdraw manually. So it may take up to 6 hours to process the deposit or withdrawal operation (usually about 1 hour)
– Minimum deposit for Neteller/ Skrill – $10
– Minimum withdrawal amount is $5
If you have any questions about new payment systems do not hesitate to contact our support department.
Regards, Leo Wilkinson, CEO TrueBit Group Ltd.”

MEXEER – HOW TO BECOME A REPRESENATIVE

Although the admin of Mexeer still hasn’t found time to answer questions I sent to him for the interview, I can see he doesn’t want to waste time either and makes some small improvements to his site regularly. Among the last things there was a video introduction of the program which you can also see posted on the MNOVision page here and the new feature of program’s representation put on the website after following the suit of many other successful programs that already have it onboard. As everything in Mexeer goes they have put their own twist on it and certain conditions apply if you wish to become a representative. Read more on that below:

“Introducing Update! The Representatives section!
Welcome and congratulations on the opening of the long-awaited section of Representatives!
From that moment on everyone who is willing to develop Mexeer platform can apply to become a representative of the company and begin the development of their structure with more interesting offers.
Becoming a representative of the company, you will receive:
– The status of “Privileged”;
– Your contacts on the site;
– Additional referrals from the company;
– Access to leadership chats;
– The budget from the company on the development of the project.
To do this, you need to apply on a page “Contacts / Representatives”
Become Mexeer team member today!”

If you haven’t read the full review of Mexeer posted here, I’ll remind you they pay 2% for 75 days, 2.3% for 77 days, 2.5% for 80 days on your investment starting from a $10 minimum. But it’s not just a HYIP, it’s also an exchanger with its own currency. In that sense Mexeer is quite a unique program and stands out from the crowd. At the same time it can make things look unnecessarily complicated at times, especially considering that it works with so many payment options including both traditional names like PerfectMoney, Payeer, AdvCash, and the modern digital ones likewise BitCoin, LiteCoin, DogeCoin, PrimeCoin, PeerCoin, DashCoin, and EmerCoin. However, once you actually complete the initial process of setting up your account with Mexeer, understanding how the whole process works, what the fees and exchange rates are, it doesn’t take too much time to figure everything out. I hope that Mexeer is a long-time project and will be successful in future by further developing its unique concept of investing, so different from many others.

CAPITALLER – MOVED TO PROBLEM DUE TO SELECTIVE PAYOUTS! DO NOT INVEST!

I’ve already warned on my blog about the dangers of investing in Capitaller over the last two weeks, actually starting in the previous Top Five Popular Programs article you can find HERE, even though at the time the program has been paying to everyone and nothing seems to be indicating Capitaller‘s pending demise. However, judging from my many years of experience in the HYIP industry, first as a regular investor, and then as an established monitor I could tell right from the point the admin started adding more shorter and shorter term investment plans promising to pay once on expiry that the end was near. I did try my best to warn readers against investing in such short-term plans, even though nobody complained yet and everybody seems to have been paid fine at the time, but many people just cannot take good advice when it comes to money. Really, even though Capitaller was one of the best paying programs during the autumn season and never missed a payout while making its way to the top of the MNO ratings once, it didn’t mean that the situation would remain the same when it came time for the admin to pay those in the on expiry plans tenfold what they invested. In fact, what the admin of Capitaller did – he used the funds from investors lured into the thinking they can multiple their money by simply waiting for a couple of weeks to pay to those smarter investors who went to the daily paying plans and, while a smaller margin, still managed to walk away with 110% to 180% net profit on their investment with Capitaller over an incredible four months. Alas, where there are winners there will always be losers in the HYIP industry and the situation with Capitaller proves it. If you remember in my last post regarding the program on Saturday I asked of investors to report me immediately if they think that their payouts were delayed. And I couldn’t have to wait for long as earlier yesterday I received a confirmed complaint from my referral in Capitaller who expected her payout to be completed last Friday, yet the admin made her think that it was delayed due to too many payout requests to be processed and promised to pay her on Monday with a little bonus on top for the inconvenience caused. As you might have guessed, nothing happened on Monday, the payout was not processed and the investor has heard nothing from the admin but more excuses. And that came on top of more news from Capitaller of the addition of the new shortest investment plan promising to pay 920% after three business days only. And while I can give credit to the admin’s inventiveness and ability to keep paying 3% to 4% daily profits to those in the program’s daily plans you shouldn’t be an Einstein to realize that no one who invests in the new plan announced on the Capitaller site are going to be paid, so don’t even think of investing at the moment. If you still receive daily payouts to your e-currency accounts from Capitaller, just keep low and enjoy your profits because that won’t last long and payouts will continue for as long as the newbies would pour the money into the unsustainable investment plans, like the newest 920% after 3 business days plan available now for a $425 price tag. By the way, MNO has been the only monitor so far that flagged Capitaller as a scam and moved it to Problem Status. All the others are ignoring the obvious and displaying Paying status for them. Well, draw your own conclusions there and use monitors you can trust next time, if you don’t want to be caught by their false statuses and selective payouts they seem not to be bothered on. The admin of Capitaller has already taken action by removing the MNO logo from the site’s rating page, but for how long he will be able to continue deceiving members into thinking that everything was alright with the program, only time will tell. For now please stay away from Capitaller, guys, as it’s paying selectively!

MNO TALKBACK – POLL RESULTS AND NEW POLL ADDED

I want to finish for today with the MNO TalkBack page opinion poll results, and it’s actually Capitaller that gave me the idea for the next question. I’ll get to that in a moment, but first let’s see what the outcome was from the last question. You may remember (if you voted) that I was asking about the number of programs MNO readers are keeping in their portfolios. The question I think is relevant particularly to this time of year, when as the Christmas holidays dictate that a lot of investors either leave the HYIP industry completely or at least cut back on their spending. Specifically it asked:
“As of today, how many HYIPs do you have an active deposit in?”

It seems the overwhelming majority of you (and I’m really pleased to say this) are being very selective at the moment. Some 74% of you in fact said their portfolios number somewhere between zero and five programs, so it’s good that your not quitting the industry completely, just focusing on the best of the best. That pretty much says it all really, but for the record 6% of you said they are active members of from six to ten programs, while the remaining vote was split down the middle with 10% each going to eleven to twenty programs, and 10% saying they are members of an even higher number of programs than that. Personally I have deposits in 16 programs at the moment, though you should remember that MNO is a commercial business and professional monitor so I can’t really count myself among the votes. Despite me being at the upper end of the scale I still quite approve of most of you keeping things low key for the moment. The HYIP industry is more like a marathon than a 100 meter sprint after all.

So, for the next question (and kinda getting back to Capitaller in a roundabout sort of way) I want to ask about “payment on expiry” plans. In theory I suppose there’s nothing wrong with them per se, many programs have been hugely successful with on expiry plans and put countless investors into profit. It’s just that every now and again (well, regularly enough actually) a total shark comes along like the Capitaller admin who knows damn well how to lure as much money as possible out of unsuspecting or inexperienced investors by using impossibly high on expiry plans as bait. So, if that’s the bait, how often do you bite? What I want to ask today is:
Do you invest in paying once on expiry plans?

Possible answers, which I think are broad enough to include most of you I hope, include the following:

a) I join regularly, as the profit is higher
b) Yes, I do invest in them if they are short term
c) I might join occasionally, but usually I try to avoid them
d) I never join as the risk is too high

Thanks as always in advance to everyone who takes the time, trouble, and interest to vote. The poll as usual will stay open for around a week or so, definitely long enough so that everyone who wants to vote has ample opportunity to do so. Remember that voting is completely anonymous and untraceable, and literally just takes a second. I hope the results will make for some interesting reading, because as I think I made clear I am definitely not of the opinion myself that all on expiry plans are always scams, it’s just that I think we can also agree that the risk is noticeably higher so I’d like to know how many of you are taking it. Thanks for voting!

GET PAID REPORT FOR 06/12/2016

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: –
From MNO Premium list: Zinc7, TrueBit, ArdexFunds, BandeiraCorp, Razzleton, Edelweiss5, SoftmeetBit, RightRise, BeyondPetroleum, Mexeer.
From MNO Standard list: Magnum.
From MNO Basic list: Xabo, HYIP-A, Dowerly, Palmills, Synvestment.

That’s it for today, guys. As the HYIP industry is going quite well in the beginning of December and the listed programs continue to pay nicely, I hope the trend will continue for the rest of the month. I really appreciate you reading the MNO blog, but please do read it attentively as many readers seem to have missed multiple warnings about Capitaller and made the mistake of joining the on expiry plans. That is why it’s very important to choose not only the right program to invest in (after all, Capitaller was a superb choice if you joined at the right time, it lasted for four months) but also which investment plans. That’s why I’m interested in your thoughts on on expiry plans. So, do vote on the MNO TalkBack page, contact me here if you have any questions, learn how the HYIP industry really works on the MNO Info Center page here, and pay special attention at the statuses of the monitored programs here. If you don’t want to miss anything important follow MNO on Facebook and Twitter and subscribe for all articles here to be delivered straight to your mailbox. Good luck with your investments and I’ll do my best to facilitate it, but you have to do your own part too by being more selective, spending what you can afford to lose, and be aware of the risks. See you on the MNO blog again soon!

The post 06/12/2016. Top Five Popular Programs on MNO and Daily News from the HYIP Industry appeared first on MNO Blog.

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