25/02/2013. Interview with the Admin of CostaAlliance

Hi everybody! After a slow couple of days it looks to be a busy start to the business week, or at least it is for me anyway, with several new programs to look at for you in more detail on my blog. More on that later on tonight, but I want to start things off this Monday with the first of two posts today which is an interview with the admin of CostaAlliance. That’s a recently launched HYI program that is probably best described as short/mid term due to them only offering one single investment plan which is 7% for 21 days, principal included. CostaAlliance has proven to be a highly effective program however and an extremely popular one at that, perhaps partially due to the fact that they currently offer a 7% cash bonus that can be withdrawn immediately upon joining the program (eg if you joined with a $100 deposit they reward you with a $7 bonus that you withdraw before we ever get to the actual interest payments themselves at all). But apart from the obvious financial side of things CostaAlliance have been a pretty good performer so far in terms of stability and reliability, so let’s hear what the admin has to say about it all. Before we get to that however let me just remind you that if you like the interview and would like some further information on them, CostaAlliance was first reviewed on MNO here:



“1. Hi Elyssa, please introduce yourself to the readers of MNO and tell us please about your own involvement in CostaAlliance. What is your role in the day to day running of the program?

Hello Paul and of course everyone at MNO! Well, my job here at CostaAlliance (and originally at Costal Assets LP) is as the administrator and Manager of Operations.

2. Can you give us some background information on CostaAlliance? How many others are involved with the program or are you operating alone? How long have you been online?

CostaAlliance is the online avatar of our physical presence Costal Assets LP. based in Edinburgh, United Kingdom. In the managerial department, there are 4 of us including me. We also have 6 traders on board who have been into client portfolio management years before CostaAlliance came into existence. Then of course, there is the technical and member support team that handles everything in and between the website and us.

Our website, CostaAlliance has been around since 15th February 2013.

3. Explain the investment plans in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest? What payment options are you currently accepting?

CostaAlliance, as you all are probably well aware of by now, offers only ONE business plan.

It pays 7% profit for every investment for a total of 21 calendar days. This includes weekends and holidays. We work on all days unlike our traders who obviously work only when the markets go live. Therefore, at the end of 21 days, each investment will give 154% (including the principal investment amount).

The minimal investment limit is $10 and the maximum is $2500 for per deposit.

CostaAlliance lets you choose from a long list of investment processors:

Liberty Reserve

PerfectMoney

SolidTrustPay

EgoPay

Bank Wire Transfer

4. Tell us also about the 7% sign-up bonus you are offering. Why was it introduced and how does it work? Will it be a permanent feature or just temporary promotional offer?

The Investment Bonus pays every active Costa member 7% of the investing amount as a bonus upon investing with us. It obviously gives each member a great start to investing with our company and is a promo offer. It will last for a while until we decide to make any changes to it.

5. How secure is the website of CostaAlliance? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

As for security, CostaAlliance has been through quite a few upgrades besides the already existing premium security system. We did receive quite a handful of threats in the beginning from some hackers and our technical team jumped in immediately to broaden the boundaries and tighten any loose ends that could have potentially acted as doorways.

Koddos has been providing us with a highly secure DDOS Protection Shield with a capacity of up to 2 Gbps / 200,000 PPS Firewall Protection. Thawte and Comodo support us through a premium Secure Sockets Layer. Our IP addresses and Linux OS are also DDOS protected besides standing on a server configuration of a Xeon X3440 2.53 GHz (8 Cores with HT) CPU, a 8GB RAM, 1000 GB Disk and 100 Mbps unmetered bandwidth.

6. What kind of script is CostaAlliance running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

Our website’s skeleton is a ultra – modified Probiz Script that went through a series of tests and has been approved and certified by our programmers. It was chosen for its user friendly but highly secure efficiency. It allows us to access and manage the operations with great fluidity, a major advantage we have experienced with it thus far. It also collaborates with all the security emissions and output comfortably.

7. Can we see any statistics regarding CostaAlliance? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

Our virtual presence has attained the 1200 members mark thus far with as many as 850 active investors. We are contended with the kind of support we have received so far and we believe it will grow gradually into a long running program. Yes, most of our members have been referring others to our program and we appreciate it. It is our responsibility to see to it that each member is treated fair and professionally.

8. How can members contact you if they have any questions or support related issues?

We have given first priority to our member support services by including a broad range of support options for our members to stay connected with us 24/7.

Here they are in no random order:

Support Ticket

Direct Email

Live Chat

Phone Support

Facebook Page Support

All of these services are available 24/7 and our members have been using all of these support services equally since CostaAlliance was launched. It is important for us that we remain easily accessible for every member no matter where they come from.

9. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

I suppose the challenges that we faced only ended up being an advantage. We received many threats in the beginning which forced us to step up drastically on our website security and had it not been for them, we would have probably waited longer to add these additional features.

Besides this, we also would like to inform our members that withdrawal processing can take place anywhere between a few minutes up to a maximum of 3 – 4 hours. This largely depends on the queue at that point of time. However, on an average we have been able to process them within a few minutes.

10. How have you been promoting CostaAlliance so far? What advertising strategy have you been using? How are you getting new members to join?

We have set aside a fund for promotional investment for CostaAlliance besides making sure that our capital investments and member’s profits are not affected.

We have set some plans for advertising our program and so far our efforts have been fruitful and we do not wish to ‘throw away precious money’ on any unwanted expenses. Funds should be beneficial for everyone involved and thus we will tread carefully in this regard.

We do have the weekly review that also focuses on marketing and promotional strategies and this pretty much is where we stand at the moment. Perhaps the next meeting will bring in more news in this area.

11. What exactly are you doing with investors money? How are you investing it and how are you generating the profits being made to members?

We have been managing client portfolios way before we launched CostaAlliance and nothing much has changed for us as a company in terms of managing funds. Of course, now we have a much broader client/investor base and this has expanded our investment capital as well as returns.

Our experts specialise in CFDs (Contract For Difference) and Spread Betting. An entire page in our website is dedicated to this topic and we request that each one of you read it thoroughly and even take some time to probably do a bit of research or even drop by at our support to find out what we really do, should you feel the need to do so.

Our traders work on every trading day and all the investments that come from our online and offline clients are circulated uniformly through a series of trades that fall in our agenda for each day. The profits are then distributed as per investment percentile commitment.

12. What are your plans for the immediate future of CostaAlliance? Do you see a need to change anything around or is everything the way you intended already?

It has just been a little over a week since we launched CostaAlliance and it has been growing steadily. So at this point of time, we are not looking at making any changes for now. Maybe in a few months we may go over all the feedback we get from our members and decide on any modifications that may be needed.

13. And finally is there anything else you wish to say not covered in this interview? Also please feel free to comment on the review of your program published on MNO. If there was anything you felt was unfair, mistaken, or in any way in need of clarification then you are welcome to explain this in your own words here.

We feel that almost everything we would have liked to convey has been mentioned in this interview. Should anyone feel that we have left something out, do contact us and we would be glad to guide you.

The review by MNO on CostaAlliance has been informative and concise with every feature highlighted professionally. Kudos to Paul for that!

We have had the opportunity to go through the MNO blog and would like to say that we really appreciate all the effort that has gone behind the creation of this highly informative blog for online investors and programs. It sure is no easy task managing this mammoth blog and it is an excellent platform for online investors.

Once again, thank you, Paul; for this opportunity and we look forward to a long and successful business alliance.”

Thanks a lot to Elyssa for taking the time to answer my questions, and I hope this was useful to you in deciding whether CostaAlliance is a suitable addition to your portfolios or not. But let me wish good luck to the admin and the members in making the program as big as it clearly has the potential to be. That’s all for the moment guys, but don’t go too far. I’ll be back later tonight with the second post of the day which will include a closer look at one of the new programs joining my monitor this week plus all the day’s news events. So stay tuned for that and see you all later!

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22/02/2013. Interview with the Admin of ADSolid

Hi everyone! Friday again so I hope you’ve all had a good week and are looking forward to a couple of days putting your feet up and taking it easy. As I said in yesterday’s post I’m taking the day off myself from the news updates, but I still have something for you that you may like which is a new interview I received from the admin of ADSolid. That’s a recently launched long term HYIP which if I’m honest a lot of readers have commented they find unnecessarily complicated but I think was explained well enough in my review of the project first published here. We’ll see if the admin of ADSolid (reviewed here) makes it any easier for you himself in a moment, but to give you the basics of what it’s all about the program offers 1.2%-2.1% for a term of 150 calendar days but with payments on business days only, and your principal back on expiry. So let’s hear what the admin has to say about it all.



“1. Hello Timoleon, please introduce yourself to the readers of MNO and tell us please about your own involvement in ADSolid. What experience do you have in the HYIP industry?

Hello! My role in the project is to coordinate and direct the work of our team of professionals. I’m reading a lot and getting information from different sources and I’m analyzing it before making a decision. In the HYIP industry I am working for the last several years and I have the experience in running such projects.

2. Explain the investment plans in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest?

ROI of our plans is not as simple as it seems at first glance.

First, we pay only on weekdays, so from 150 days you need to subtract about 28%, in total only 108 days are left at which we pay. The simple math (look at the plan “Gold”) is 1.2% x 108 = 129.6% of profit plus deposit itself after the investment position is complete. But it does not include these features: daily deposit rate is growing by 0.002%, without any conditions.

Over the entire period of investment the investor receives +22.35% of these, from the first glance, tiny accruals.

Then, depending on the situation in the project, we add 0..0.2% to the daily rate. This is an average 12..17% gain for the entire period of investment. To receive this bonus, you just need to visit your private office daily. The logic is this: investor visiting the site, browses the ads, and gets a bonus.

In addition there is a bonus for posting payout proofs on forums. When registering them in his account, the investor gets +0.003% as an accrual to the deposit rate for its biggest investment position. Payout proofs can be registered once a day, and if so, then for the entire investment period it can be +33.5% extra profit!

Accommodation of payout proofs and referral links makes our project more stable and popular. The minimum investment amount is $10 and the maximum – $50,000.

3. What payment options are you currently accepting? What’s the time scale between members requesting a payment and actually receiving it to their payment processor accounts?

At this moment we accept Liberty Reserve, SolidTrustPay, Perfect Money, EgoPay fully automatically. As well we are planning to add PexPay and BitCoin.

The minimum withdrawal amount is dependent on the payment system and its requirements. That’s $0.01 for Liberty Reserve and Perfect Money, $1 for Egopay and $0.5 for SolidTrustPay. 99% of withdrawals below $50 are processed automatically. 1% is the error of payment systems and these payouts processed in semi-automatic mode with a maximum of 12-24 hours (once a day). Payouts over $50 also handled several times a day, but in manual mode.

4. How secure is the website of ADSolid? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

You cannot completely protect yourselves from DDoS attacks, because they can be very powerful, so that entire data centers are falling down. Our server has an increased capacity and it is optimized and protected. The server is located on the Staminus site. CDN services (distributed caching) and AntiDDOS are provided by CloudFlare.

In the case of attacks on the site, they will be distributed to many tens of CloudFlare servers, and only cleared traffic will go to our server. CloudFlare has the ability to block IPs using different parameters. They can completely block the subnet, and even entire countries. As of protection of our program, I can say the following. Our programmers have more than 10 years of experience each in programming websites. We use an excellent, secure and fast framework.

Also, even on our server, all of components of the site are encrypted by the latest version of ionCube, which is known to be uncrackable.

We constantly monitor each mistake, each exception in the program and on the server, we know even that the user incorrectly filled a text field. So we are sure for the safety. In addition, in our wallets it remains only the operating balance, so roughly speaking, there is nothing to steal.

5. What kind of script is ADSolid running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

Yes, you’re right the script we have, is completely unique. This means that we are not restricted to any modifications and development. The script is constantly improving, or refactoring, as our programmers use to say. When we need a new module, I say, George, Nicholas, we need to do it. And a in a couple of days we get the module ready. About the safety of the system I have answered in the previous question.

6. Can we see any statistics regarding ADSolid? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

We are developing steadily and almost do not have any fluctuations in investments that are not needed. A number of our users has exceeded 600, and the amount of deposits is now over $ 50,000. And it’s for less than a month of work. Our team has justified expectations and that is confirmed by loyalty of our investors in the program.

7. How can members contact you if they have any questions or support related issues? I notice a phone number on your website, so during what time (GMT) will members find an operator there?

The best way to communicate is to use our ticket system. E-mail messages, including the contact form on the site, also fall into the ticket system. It is comfortable and the history of communication is fully visible, and we can move tickets between departments. On average, 3-6 times a day we check the tickets and respond to them. Phone number is for general information only, as in our program there are no special secret codes to make some action with the user accounts.

8. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

In principle, our investors are not asking many questions, because everything is clear on the site. The main error is when people buy promotional credits instead of investing, even though we have published a message in the advertising module. We quickly correct such situations, removing credits and transferring money to the inner balance.

9. How have you been promoting ADSolid so far? What advertising strategy have you been using? How are you getting new members to join?

Now we carry a variety of effective advertising campaigns, including the Asian sites. Our brand is recognizable, and soon we will start to advertise on monitors and blogs, that are not in the top ten in popularity. New members come from monitors, blogs and through the referral program. We also have a variety of tools to increase the advertising: we pay for placement of referral links and for posting payout proofs on forums.

10. What plans do you have for the future of the program? Will there be any changes or improvements coming?

In the near future, in terms of technology, we plan to add Vietnamese and Indonesian (end of February) and Japanese (early March). After the Asian languages we will be adding European ones. We also plan to add the payment system PexPay and Bitcoin. Of course, we continue development of other promotional tools on the site. As of the audience growth and increase in turnover, we will hold various competitions directed both to attract advertisers to the project and to attract other investors.

11. I see also that you have been making the ADSolid website available in a number of other languages. How’s that been coming along? What have you done so far and will there be others? Have you noticed any improvement in business since this started?

On localizations of the site I wrote in the answer above. In principle we could add a hundred of language localizations, if it would be the goal. Our software allows us to translate the site, including the locale languages. On average, it is required 10 days for the translator to translate the site. At the moment, several translators are working simultaneously. Now we have selected the ten directions of translation, since the users from these countries are the most active in the project. According to statistics, when users get the site localized into their language, they start to be more active on the site and with more loyalty, especially when the translation is made by professional translators from native speakers. Localization of the site can be fully switched in the profile settings, as well you may receive messages from the project in your own language.

12. I also have to say that like most HYIP players I am highly skeptical about your alleged business activities.

I simply do not see how either:

a) members advertising their own websites can generate any income whatsoever (maybe for them, but definitely not for you), or

b) how one off payments from outside advertisers can generate a sustainable cash flow to pay regular interest rates.

One look at the ADSolid website leaves no doubt that there’s nowhere even close to the number of ads needed to generate the kind of money needed to pay investors, so aren’t you basically just like any other online HYIP?

a) We do not get revenue from ads placed by investors. Promotional tool is presented to investors as an additional feature.

b) Of course at this point, our project is not super popular and part of the money we pay out to investors is from our offline advertising business.

The amount of advertising on the site does not reflect the amount of stored credits. we have discounts for advertisers who purchase a decent amount of advertising. Therefore the average sum from the advertiser starts from $ 250. With the increase in popularity of the site (and we are constantly working on this and developing the site), and with the increase of promotional tools, the project will quickly become self-sufficient and then will generate a profit. We believe in the project and will be crediting it as long as necessary.

13. And finally is there anything else you wish to say not covered in this interview? Also please feel free to comment on the review of your program published on MNO. If there was anything you felt unfair or mistaken then you are welcome to explain this in your own words here.

In my answers to the 13 questions that had different directions, I told almost everything what I would like to convey publicly. Thanks for your blog and for the offer to answer interview questions! I wish good luck to your blog in the prosperity and development!

Sincerely, Project Manager ADSolid, Timoleon Corrales.”

That’s about it for today, guys. Just to say thanks a lot to Timoleon for taking the time and effort to reply to my questions and explaining his program to us in his own words. And if you’re already a member of ADSolid or just thinking about joining it then I hope that you found it interesting or in some way helpful towards deciding whether the program might be suitable for you or not. If you think it is, then let me wish you the best of luck with them. I’ll be back again tomorrow with the latest news updates from the industry so stay tuned for that and see you all then!

emstrong

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14/02/2013. Interview with the Admin of PerfectForex

Hi everyone, and happy Valentine’s Day to anyone celebrating! And if you’re all alone, well never mind, MNO still loves you. I’m taking a day off from the usual cycle of reviews and news updates, but only for today. I’ll have something new for you again tomorrow. But what I do have for you today is the following interview I received last night from the admin of PerfectForex. His name is Jim, and I must say it’s been a good little performer up until now. PerfectForex have been running for exactly a month now, and when you consider the plans they offer – 104%-125% after 1 day, 122%-250% after 5 days, 172%-800% after 15 days, 400%-2000% after 30 days, and 900%-3500% after 45 days, that is a simply fantastic achievement already no matter what happens from this point on. In today’s newsletter the admin of PerfectForex commemorated this event so I before we get to the interview itself I think I’ll just start with that as it’s a great example to all the similar short-term programs to emulate:

“30 Days Online

I am very pleased to say that we already passed 30 Days of successful works.

We have a good feedback in popular monitors and I really happy that we can meet your expectations. We are committed to serving you with professionalism, integrity, and sensitivity.

Our Live Chat service always on guard and we are open for discussion in our Facebook page.

I think together we can make our company better and more effectively.

Thank you for choosing our company.

Yours truly, Jim Courtney

PerfectForex.”

As we can see, the program is quite clearly in the hands of an experienced and professional admin. Before we hear what Jim has to say I’ll just remind you that if you would like some further information on PerfectForex you can start by reading the original review first published on MNO here:



“1. Hello Jim, please introduce yourself to the readers of MNO and tell us please about your own involvement in PerfectForex. What experience do you have in the HYIP industry?

Hello Paul and MNO Readers. My name is Jim Courtney and I am founder and main Administrator of Perfect Forex Investment Company. I’m here today to answer any of your questions with pleasure.

2. Explain the investment plans in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest?

We have different investment packages for our clients including a VIP plan for clients who want to operate for huge amounts. So I think every clients can find comfortable packages to meet all expectations. We have an online profit calculator so you can calculate your profit very easy.

The minimum amount is only $10 and you can invest it in plans A to E.

The minimum amount for our VIP plan is $2000. If you invest in this one you will get good profits after 10 days.

I want to point out that the percentage rate of earnings is dependent on the size of your deposit, so please use our profit calculator for calculate your profit.

The maximum amount for investing is $100000.

3. What payment options are you currently accepting? What’s the time scale between members requesting a payment and actually receiving it to their payment processor accounts?

We try to bring our program closer to our investors so we accept a wide range of e-currencies. For investing we accept LibertyReserve, PerfectMoney, EgoPay and SolidTrustPay e-currencies.

4. How secure is the website of PerfectForex? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

It more important part for stability work is have a really good server with powerful DDoS protection. DDoS guard it is a good and reliable company who offer powerful servers with strong DDoS protection up to 60gbs.

Also we’re using SSL-encryption for protection our clients from interception of information by third parties.

5. What kind of script is PerfectForex running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

We are using a GoldCoders licensed script. Perhaps this is the most popular script to automate the management of deposits of our Investors. But it should also be noted that this is the safest and most comfortable of all the script.

6. Can we see any statistics regarding PerfectForex? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

Live statistics can all be seen on our main page. Also we are providing some additional information like Top Investors, Last Investors, Top Referrers and our Paid Out. We always try to be more transparent for our investors and we are absolutely delighted to welcome new ones. At this moment we have more than 2800 members from all around the world. And I’m really pleased that so many people have found interest to our company.

7. How can members contact you if they have any questions or support related issues? I notice a phone number on your website, so during what time (GMT) will members find an operator there? Also can you tell us a bit more about the Live Chat feature you recently added?

Our clients can contact our support staff via Live Chat within a 24 hours per day.

Also we have phone support call center so we are trying to provide a really reliable support service.

8. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

The answers to the most popular questions can be found in our FAQ section. Also we have a profit calculator on our main page but many people don’t wont want to believe our profit calculator and want to contact us directly. We are always try to provide first class support to all our clients.

9. How have you been promoting PerfectForex so far? What advertising strategy have you been using? How are you getting new members to join?

We have a great advertising plan for 2013 so our advertising stage is only at the beginning of our great journey in the world.

10. What plans do you have for the future of the program? Will there be any changes or improvements coming?

I think it is too early to speak of any significant developments. At the moment, our main priority is a smooth development strategy. Our extensive experience is bearing fruit and the result is a long and productive work for the benefit of our investors.

11. And finally is there anything else you wish to say not covered in this interview? Also please feel free to comment on the review of your program published on MNO. If there was anything you felt unfair or mistaken then you are welcome to explain this in your own words here.

Thank you for interview. I hope we can meet your expectations.”

Well, short and to the point I think. Thanks a lot to Jim for taking the time to answer the questions and I hope you find it in some way helpful in deciding if joining PerfectForex is still worth the risk for you or not. Best of luck to the admin keeping the program running for as long as he can and of course good luck as well to the members in making a profit from it while they still can.

SMARTCHOICEINVEST INTRODUCTION

Today the admin of SmartChoiceInvest decided to upgrade his listing on MNO from Basic to Standard and that means his program will be reviewed on my blog soon. Tonight I’ll just introduce it but it’s been online and paying for over a week already. SmartChoiceInvest offers several investment plans, all of them short-term – 102%-110% after 1 day, 53%-61% for 2 days, 38%-46% for 3 days, 25%-33% for 5 days, 16%-24% for 10 days. In most cases the minimum to invest starts with $5 and the possible return increases in line with your principal. All the popular payment options – SolidTrustPay, EgoPay, PerfectMoney and LibertyReserve – are in use. SmartChoiceInvest is running off a licensed GoldCoders script, so the withdrawals have to be requested and are processed manually by the admin within 12 hours. The website is SSL-secured by Comodo and hosted by MaxAntiDDos which keeps the program on a BlackLotus dedicated server. So far, SmartChoiceInvest has been a good short-term program and I hope stays this way until I’m publish the full review on Saturday. Please stay tuned for that, guys, but if you can’t wait then check out the program right now for yourselves!

MALAYSIANINC INTRODUCTION

MalaysianINC has joined MNO’s Premium listing today. It’s a medium to long term program with several investment plans in which the size of your principal will determine how much you potentially earn. There are four investment plans with fluctuating rates depending on MalaysianINC‘s trading results – 1.62%-2.06% for 15 business days, 1.81%-2.18% for 30 business days, 2.15%-2.43% for 60 business days, 2.63%-2.95% for 120 business days. Compounding is allowed and your principal is returned on expiry of the term. Your principal can be also withdrawn before the expiry date for a 35% fee. Note that the interest is credited to your account on the days following trading days (Tuesday to Saturday) and usually the withdrawals are processed instantly, though may take up to 12 hours to complete. MalaysianINC accepts all the popular payment handlers including SolidTrustPay, EgoPay, PerfectMoney and LibertyReserve from a minimum starting from $5. The website is SSL-secured by Comodo, and hosted on SoftLayer servers with DDoS protection provided by Staminus. The script MalaysianINC uses is original and custom-made for them. I’ll share more on that once I get used to it in my upcoming review of the program scheduled to be posted on Sunday. I’ll just add that MalaysianINC was launched only a few days ago and the welcome message appeared is as follows:

“We are opened online!

We are pleased to announce that MalaysianINC has established its presence online. After 5 years work offline now our company open to accept investors from around the world. We are welcome to all investors to join us and earn money with MalaysianINC. All information about our company and about offered investment services now you can be found online by visiting our website at MalaysianINC.”

That’s all I have for you today guys, but be sure to check back here tomorrow for all the news stories worth hearing about and hopefully a closer look at a new program on my monitoring page called MajestiCrown that already got quite a few sign-ups and is proving a popular choice among MNO readers. Thanks for reading and see you all then!

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10/02/2013. Interview with the Admin of Profitable2013

Hi everybody! This is one Sunday where I won’t be taking things easy as I have quite a lot to catch up with for you today. I’ll be posting twice so do make sure and come back a bit later this evening when I’ll have all the day’s news stories, but I want to start things off with an interview I received just last night with the admin of Profitable2013. Seems to be something of a “man of mystery” having neglected to give us his name, but never mind, the information that you need to know and the facts about the program and its plans are all contained within. Before we hear from him though I’ll just remind you that Profitable2013 is a short term HYI program offering terms of 105% after 5 days, or else 10% daily for 12 days. If you would like some further information then you can see a more in-depth description of the program in the original review of Profitable2013 first published on MNO here:



“1. Hello Admin, please introduce yourself to the readers of MNO and tell us please about your own involvement in Profitable2013. What experience do you have in the HYIP industry?

Hello, Paul!

Thank you for doing this interview. I am the Admin of Profitable2013.

I’ve been mainly in the PTC industry before. Then I was fascinated by a few very good HYIP programs in the past. I decided to start investing in HYIPs. Of course at first it didn’t go that well, I lost a couple of thousands, but it was a game to me anyway. I must say, today I’m addicted to HYIPs and still have a five digit number invested in different HYIPs, as a regular investor. But today I can proudly say I’m in profit in almost all of those HYIPs.

Profitable2013 was meant to be my first own program, but it wasn’t. It never became fully ready, and the results were never fully satisfying. So the project was left aside for a while, and other projects started. Then Profitable2013 after all got revisited, and when it reached a level of completion, it finally started. The waiting was worth it.

2. Explain the investment plans in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest?

There are two independent investment plans in Profitable2013:

The first one gives 105% ROI on your investment after 5 days. That means your deposit plus 5% profit. You can invest from $10 to $100 in that plan.

The second one gives you 10% on your investment for 12%. You can withdraw your profit every calendar day. At the end the ROI will be 120% or a 20% profit. The limits for this plan are from $50 to $5000. But I wouldn’t advice anyone to invest more than $1000 in any single HYIP. Anyway if someone wants to, the limit is $5000. If someone would for some insane reason to invest more than $5000, Profitable2013 support should be contacted.

3. What payment options are you currently accepting? What’s the time scale between members requesting a payment and actually receiving it to their payment processor accounts?

Profitable2013 is configured to automatically accept deposits in Perfect Money, Liberty Reserve, EgoPay and SolidTrust Pay. All payments are processed manually, even in form of mass payments within maximum of 24 hours, usually faster on working days, but a 24 hours limit is set, just in case.

I’d like to use the tribune here and issue a warning about SolidTrust Pay (STP) to all fellow HYIPers out there. If you verify an STP account with a US ID, the STP account will become verified and simply…. blocked….with a whole page of excuses about waiting for US regulations and approvals.

4. How secure is the website of Profitable2013? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

Security of Profitable2013 is up to the usual standards. Payments are checked and manually processed. We had some hacking attempts in the beginning, but nothing happened. The site is uploaded on a privately owned dedicated server, antiddos protection is by Koddos, and payments utilize SSL protection from GeoTrust.

5. What kind of script is Profitable2013 running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

Profitable2013 uses standard GoldCoders script with the latest API upgrades. It is one of the most suitable for this kind of programs. That means…when you already know how it works and how to configure it.

6. Can we see any statistics regarding Profitable2013? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

There are about 200 members in Profitable2013, most of them have invested. The program still has a lot of potential. About 10% of the member refer others.

7. How can members contact you if they have any questions or support related issues? I notice a phone number on your website, so during what time (GMT) will members find an operator there?

Actually the fastest way to resolve an issue about anything in Profitable2013 is to use the online contact form. Why wasting money for a phone call, when it would be much more convenient to send a message through the contact form and get an answer, or the problem solved within a few hours. Besides, most Profitable2013 current and potential future members don’t have English as mother language and don’t feel comfortable trying to speak English on the phone. That’s why we realize the most practical contact form is through the online support system.

8. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

There have been almost no problems with Profitable2013 so far. Sometimes it could happen, that the automatic deposit system misses a deposit, but that happens in most programs. When an investor contacts us about such an issue, it is solved usually within the same day.

9. How have you been promoting Profitable2013 so far? What advertising strategy have you been using? How are you getting new members to join?

I noticed people started talking about Profitable2013 already the first day it launched. For now it is listed on a few monitors and got a couple of reviews. But mostly talk between investors. In the beginning I was curious to see what they were talking and tried to follow the conversations on every place, but it got too much to follow, so I gave up. But there were mostly positive opinions. I think it is enough for now for a couple of more cycles, then we will see what the next promotional strategy will be. However a small addition will be created soon to the Profitable2013 program, it is a secret now, but when it is ready, MNO readers will be among the first to know.

10. What plans do you have for the future of the program? Will there be any changes or improvements coming?

It is a very sensitive thing, to make changes to an already established program, and many could perceive that as a red flag. The setup is quite satisfying as it is, so changes to that are unlikely to happen for the upcoming cycles. We have one or two things in mind, but it is too early to tell, as not even we have widely discussed them. The small addition I mentioned above will be announced soon.

11. And finally is there anything else you wish to say not covered in this interview? Also please feel free to comment on the review of your program published on MNO. If there was anything you felt unfair or mistaken then you are welcome to explain this in your own words here.

I would like to thank you again Paul for the interview and for the time, dedicated to Profitable2013. I just wanted to correct something in the review about the content, which is original and there is no copy/paste from any other current or former HYIP program.

Other than that, I’d like to wish success to all investors and colleagues admins in their endeavors.

Thank you!”

And thanks a lot to the admin (whoever you are!) for taking the time and effort to complete the interview. I know this is an opportunity for him to communicate with readers here in his own words so I rarely comment on individual answers, however I think it’s worth clarifying one issue raised in his final reply. Content is most definitely copy/pasted, and if the admin doesn’t know it then I do. I wasn’t suggesting he was the one responsible for it, but if he paid good money to a designer and was promised original copy then he needs to have a serious talk with the man who sold it to him. Anyway, I’m not trying to make a bigger deal out of something minor, because the only thing that matters is the status and as of today the status of Profitable2013 is still Paying.

That’s it for the moment guys, but don’t go too far. I’ll have the news updates for you later like I said, so I’ll see you all then!

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03/02/2013. Interview with the Admin of VisitAd

Hi everyone! Although it’s Sunday and usually the slowest day of the week for news stories, I’ll still have two updates for you again today, starting first with the following interview with the admin of VisitAd. That’s if you don’t already know quite a unique in many respects short/mid term HYIP that opened recently. I should start by saying that there was a couple of changes made to VisitAd very shortly after my original review was published (you can read that here), though the actual investment plans themselves remain unchanged. VisitAd are offering terms of 7% to 9% for 20 days, plus have an additional surfing scheme that members are free to participate in if they wish and supplement the earnings on their deposit. The admin’s name is Ricardo and I’ll let him explain what’s been going on in VisitAd recently in his own words.



“1. Hi Ricardo, please introduce yourself to the readers of MNO and tell us please about your own involvement in VisitAd. What is your role in the day to day running of the program?

I am Ricardo M. Patch, the Chief Executive Officer of VisitAd and I administer the business. On a daily basis my works can be disintegrated in to monitor project growth, Plan advertising, Answer support emails, Discussions with Host to mitigate security attacks

2. Can you give us some background information on VisitAd? How many others are involved with the program or are you operating alone? How long have you been online?

VisitAd is a dream project for me. From the very beginning I’m curious to start a program which helps everybody.

VisitAd is a hybrid concept. It is a Auto surf & Short Term HYIP offering members better facility to have their favorite programs heard to the cream part of investing people.

I have 5 staff working for me right now each of whom are taking care of a different area. As the response we got initially was very huge I had to look over them all the time that is why I lacked time to do other things including interview on MNO.

Way back in 2000, after completing my studies I had started my career working as a small programmer and designer. Since college days I have been involved online and worked in many projects but visit AD is exceptional.

3. Explain the investment plans in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest? What payment options are you currently accepting?

For Starter Plan minimum and maximum investment is $10 to $500. Daily commission is 7% for 20 days and Total ROI is 140%.

For Executive Plan minimum investment is $501 and maximum is $1000, while Daily commission is 8% for 20 days and Total ROI is 160%.

And at last but not the least comes Elite which has $1001 as minimum investment amount and there is no limit for maximum investment. Here Daily commission is whopping 9% for 20 days and total ROI is 180%

Apart from this we’ve a special surf plan for members. They just need to invest in Starter plan and have to do a little surfing task which is very simple. Members need to surf 500 Ads spread over a period of 7 days, only 100 Ads can be surfed in one day. Here I want to say paid members need not be required to surf it’s an additional earning from us.

4. I know a number of changes have been made since I first reviewed your program, so can you explain the following:

a) What was the free bonus/surfing offer all about? Why did you find it necessary to abandon this? Didn’t you expect a problem like this before launching? Why didn’t you have a plan in place to deal with it?

Initially we had an objective to help Members and hence we had started off with a Free Bonus offer. Seriously we had not expected such a traffic which will make whole of our Working capital wiped out in a Month and hence we had to discontinue in the long term interest of the project. One can find our Astonishment in initial two announcements of ours

Jan 23rd, 2013 – We are Delighted and somewhat Astonished to inform that we have 2k+ members registered on board within 48 Hours of Official Launch.

Jan 25th, 2013 – VisitAd Members are growing at a pace faster than we had expected. As of now we have more than 5700 users on board.

I should admit that we had never thought of backup plan and hence we had to spend some time modifying the promo pack. Yes we are humans and we have learnt that we should not content our wildest dreams and Members can take it to any extent if they love any program

b) What is the new surfing offer you have replaced it with, and how do you expect to keep free of the same cheating and abuse as the last one?

Member need to surf 500 Ads spread over a period of 7 days only 100 Ads can be surfed in one day.

It’s an additional earning for paid members and it’s a gratitude for its beloved members from VisitAd

As few free users left us with our modified promo pack our team is able to scrutinize each of the accounts in detail. As each member need to have an active pack for availing promo offer we are scrutinizing the Payment id from where we had received funds in to our payment processor. Before taking any action on suspected accounts we have been communicating with users and obtaining explanations. As of now we can say that we had almost reached a level where we hardly find anyone abusing.

5. How secure is the website of VisitAd? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

We protect our organization’s most valuable assets with the most powerful Two-Factor Authentication platform. Yes, we are on powerful dedicated server having Raid 10 Drives. Our server is fully managed which consists of 24Hrs backup system.

We are hosted with Cloud Flare, Our Server is DDoS protected, We use Cloud flare business account to use their DDoS protection . We can claim that we are most suitable company that you can count on. Moreover, with the 24hrs backup system, if anything occurs wrong we can come back with same data again within no time .

6. What kind of script is VisitAd running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

VisitAd is running on Shadow Script. Regarding the script, its benefits and other related information it would be better if we follow the latest interview, our dearest MNO admin had with Shadow Script Admin.

7. Can we see any statistics regarding VisitAd? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?


Alexa ranking would definitely tell everything. Right now we’ve more than 10k members where about half of them are potential investors. We never expected such a great flow of investment and this will surely impact our day to day business development. I would like to grab this opportunity thank all of visit AD members who had accepted modifications in promo offer understanding our situation. We’ve affiliate system which help us to bring new members also it gives good opportunity to earn even more for the members who’re doing great job to bring new members.

8. How can members contact you if they have any questions or support related issues?

We have a built in support system where a member can ask questions. They should expect a reply within 24 hour time or it may take up to 48 hours. Few questions are very common in nature so it is advised to check FAQ page. However, member should contact us directly for anything which is not yet included in FAQ.

9. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

Most of the members have similar queries and taking into consideration we’ve made a FAQ page where one can get questionnaire related to common issues. Based on queries we receive we are updating FAQs regularly. We would love to get disturbed as it shows many of the members are indeed interested in doing business with us.

10. How have you been promoting VisitAd so far? What advertising strategy have you been using? How are you getting new members to join?

Advertising strategy is a vital part for any Program. Careful distribution of advertising budget is what keeps things rolling. We only pay trusted monitors that deliver good leads. This is why we’ve ordered MNO premium listing, Banners in MMG Forum. We’ll buy out few other monitors and advertise in DTM, TG & other famous forums next week. It is important to grow smoothly, but we are not much in hurry and will grow constantly.

11. What exactly are you doing with investors money? How are you investing it and how are you generating the profits being made to members?

As we are involved in many sensitive projects and are bound by various legal issues we would not like to disclose where exactly we are keeping user’s money. We are for sure getting profits which are above the returns we offer otherwise we cannot survive in this competitive market.

12. And finally is there anything else you wish to say not covered in this interview? Also please feel free to comment on the review of your program published on MNO. If there was anything you felt was unfair, mistaken, or in any way in need of clarification then you are welcome to explain this in your own words here.

It is highly difficult to attract investor’s attention with customary plans, with many sites online we had to do something different. For sure VisitAd had made an impact at least for a moment and created a picture of its in all of the Members hearts. However we had to modify our promo offer due to few reasons explained above.

I would like to say thank you Paul providing us with this opportunity to share our program insights and thank all Money-News-online readers for sparing their valuable time going through this interview and earlier published on MNO review. If any readers feel that Paul missed a question, or you want to know anything, feel free to contact me directly I will take time to answer every question or concern you might have.”

Thanks a lot to Ricardo for that, and if you’re not a member of VisitAd but are only thinking of it then I hope you found the interview in some way helpful in deciding if it’s a suitable addition to your portfolios or not. Good luck to everyone involved anyway, and I hope it’s going to be profitable for everyone.

That’s about it for the moment guys, but don’t go too far. I’ll be along again later this evening with a more detailed look at one of the newest programs joining the MNO monitor as well as all the day’s news stories worth hearing about. So stay tuned and see you all then!

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02/02/2013. Interview with the Admin of GoldenPayment

Hello everyone! I have a lot to catch up on for you today so again I’m going to be posting twice. The news will be along as usual later this evening, but to start with first update is the following interview with the admin of GoldenPayment which as you might remember is a short term HYI program that started up recently offering on expiry payment plans such as 105% after 1 day, 120% after 3 days, 150% after 7 days, and 325% after 15 days. The plans were described in further detail, as were the other main features of GoldenPayment in the review of the program that was first published on MNO just recently here which you can read if you’re interested in finding out more. So let’s hear what the admin has to say.



“1. Hi Dennis, please introduce yourself to the readers of MNO and tell us please about your own involvement in GoldenPayment. What is your role in the day to day running of the program?


My name is Dennis, and I am the head administrator of GoldenPayment. In addition to assisting with customer support, I make sure everyone is paid and the site is operating smoothly.

2. Can you give us some background information on GoldenPayment? How many others are involved with the program or are you operating alone? How long have you been online?

There are two others who are involved in GoldenPayment that help make GoldenPayment run smoothly each and every day. They assist in website administration as well as customer support and marketing. We have been online now a week.

3. Explain the investment plans in detail to us. What ROIs are on offer. What are the minimum and maximum amounts to invest?

We offer very simple to understand plans. Many sites advertise certain percentages on their site after expiry, but in reality the returns vary depending on the amount you invest. What you see is what you get with GoldenPayment. Our 105% after 1 day pays 105% which includes your principal after 1 day (5% of pure profit). Our 3 day plan gives 120% after 3 days which means 20% pure profit after 3 days. Our third plan offers 150% after 7 days which means 50% pure profit after 7 days. Our last plan is 325% after 15 days which in the end turns out to 225% of profit after 15 days. All our stated plans are applicable to anyone of any amount from $10 to $50,000.

4. What payment options are you currently accepting? I said in my review that I was disappointed with the lack of choice, so what exactly prevented you from adding SolidTrustPay and EgoPay right from the start?


We initially intended on adding SolidTrustPay as soon as we could, and in the end we added EgoPay first just due to the amount of people asking us about it. Shortly after we followed up with adding SolidTrustPay as we had decided all along.

5. How secure is the website of GoldenPayment? What are you doing to protect it and members’ accounts from hackers? Are you on a dedicated server? Who is your host? What kind of anti-DDoS protection do you have?

We take security extremely seriously as can be seen by the industry this is probably one of the biggest things to plague the industry. Secure coding along with the properly hardened dedicated server allows us to offer a good investor experience. We also institute SSL as a basic precaution. Staminus is our dedicated server host as well as anti-DDOS protection gateway.

6. What kind of script is GoldenPayment running off? Where did you get it, how safe is it, and why do you think this one is most beneficial for you as an admin and your members?

Goldcoders simply put is the longest lasting script in this industry and the easiest to work with for server hardening purposes.

7. Can we see any statistics regarding GoldenPayment? How many members have joined since the beginning and how many are active at the moment? Are you pleased with the support from the members so far? How important a role do they play in bringing in new members?

We offer all our statistics LIVE on our website for anyone to view at any time. At this time, there are over 500 users. I have been very pleased with our support and steady growth of GoldenPayment. Many of our users are referring new members to GoldenPayment.

8. How can members contact you if they have any questions or support related issues?


They can contact us on our support page at any time. We will make sure their request is answered in a timely manner.

9. I also mentioned in my review that you have a link to Twitter but no Twitter account, and a link to “Live Support” which does nothing except refresh the same page. Why do you have either link there if you’re not actually using them?

We intend to add both in the next 1-2 weeks, possibly sooner.

10. What have been the most common questions and problems you’ve had to deal with so far? Is there anything you wish to say here so that members can avoid having to contact you later?

The most common support request we receive is when will a member’s payout be processed. We state on our website that please allow 24 hours for withdrawal requests. We have received quite a few inquiries on payouts in the first hour or two of a request. Times will simply vary day by day and also varying due to the time of day a member requests a payout.

11. How have you been promoting GoldenPayment so far? What advertising strategy have you been using? How are you getting new members to join?

Word of mouth has been a big part of GoldenPayment‘s steady growth. We also to employ advertising and great websites like MNO.

12. What exactly are you doing with investors money? How are you investing it and how are you generating the profits being made to members?

All three of us are traders in several markets. This is the greatest thing we can do to extend GoldenPayment‘s reach and growth.

13. And finally is there anything else you wish to say not covered in this interview? Also please feel free to comment on the review of your program published on MNO. If there was anything you felt was unfair, mistaken, or in any way in need of clarification then you are welcome to explain this in your own words here.

Thank you for offering up an interview and allowing me to just introduce myself and speak a little more off the cuff about GoldenPayment!”

Thanks a lot to Dennis for taking the time and effort to answer the questions, and I hope you found something of interest to you there. Especially if you’re not actually a member of GoldenPayment and are just thinking about your options at the moment, so it might help you decide one way or another if you think the program is suitable for you or not. I’ll leave it there for the moment but as I said I’ll be back with a second update later this evening with all the day’s main news stories, so stay tuned for that and see you all then!

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