22/09/2017. OscarBit Review and Daily News from the HYIP Industry

Hello everyone, and welcome back to the number one blog/monitor in the HYIP industry! I hope the weekend has gotten off to a good start for you so far, even if it’s still only Friday, but remember, the HYIP industry never stops and never rests, so neither does MNO. It’s been a good start to the week for MNO with a couple of new programs being added to my monitor. I’ll be introducing one more to you in a few moments when we get to the news section, while to start with I want to focus on another one called OscarBit which I’ll discuss today. It’s also been quite a busy day for news stories with a fair bit to catch up with on that front as well, so keep reading for that. Meanwhile OscarBit is in many ways quite a unique program. We’ve seen similar style investment plans in the past and some have been successful, but there’s not a lot like it around at the moment and certain aspects really stand out. Let’s take a closer look at it then and see if you have room for it in your own portfolio.

I suppose the most unusual thing about OscarBit is the payment processors. They accept payments through many, they make payments through few. You can make a deposit in OscarBit using any of PerfectMoney, Payeer, AdvCash, BitCoin, Dash, LiteCoin, and Ethereum. But you can only make a withdrawal to BitCoin. So make sure you have an active BitCoin wallet, otherwise the entire exercise is a bit pointless.

Before I continue with the plans I just want to make a couple of things clear. I know when it comes to HYIPs most of us will automatically tend to think in terms of US dollars, given that that’s almost the universal currency for the industry. For the time being however as OscarBit will only be paying you with BitCoin, so that’s how I’m going to explain their investment plans. Even if it wasn’t how you invested. Because the exchange rate changes every day, in fact in the case of BitCoin this can be a lot more volatile than others, it’s pointless to think in terms of anything except BitCoin. And any information I give you in dollars would be obsolete by tomorrow in any event. Only one of OscarBit‘s investment plans will probably be of any interest to the majority of you anyway, with the others being quite expensive to join. I recommend Preev.com the most accurate real time live updates on the current exchange rates.

The other point I want to underline is the organisation of the interest payments. You see, from inside your members area with OscarBit you can actually watch your earning clocking up by the second, kinda like a stopwatch. The plans are even described in terms of how much you can earn per hour, per day, and for the full length of the term. However please be clear about this, just because your earnings are displayed in this way does not actually entitle you to withdraw them. You can make an interest withdrawal the same way as you can in any other HYIP, not necessarily by the hour as some might mistakenly think but when your balance reaches 0.0005 BTC.

So, what about the actual numbers? Well, that’s kinda simple and straight forward enough I think. It’s basically just one plan anyway, divided into five sub-sections depending on how much you are prepared to spend. As with most online HYIPs, OscarBit try to coax bigger and bigger deposits out of members by offering higher and higher interest rates. Entry level investments start at 0.003 BTC which is around $10 at the current exchange rates. The term then runs for 30 calendar days during which OscarBit will pay you a fixed rate of interest every day. For most smaller investors that rate will be 5% per day, as that is what applies to all deposits between the 0.003 BTC minimum up to a 0.0999 BTC maximum, or about $360 at the time of writing. Interest payments add up to 150% which as the OscarBit admin includes your principal among them and will not be returning it on expiry mean your money back plus 50% net profit. This will allow you to break-even after 20 days (that is to say you’ve earned back an amount equivalent to your initial investment and therefore cannot possibly be at a loss).

Bigger investors can as I explained expect a more generous payment. The same basic terms and conditions still apply, i.e. the term is still 30 calendar days with your principal included in the payments, it’s just the interest rate that goes up. So if you deposit from 0.1 BTC to 0.999 BTC the rate being offered is 6%, allowing for a final return of 180%, a break-even point of 17 days, and a net profit of 80%.

Anyone investing sums from 1 BTC to a maximum upper limit of 4.999 BTC OscarBit are offering 7% per day for the same 30 calendar day term. That’s a lot of money to find out how good the program might be, but in theory at least the final return should come to 210% with your principal included (110% net profit). The break-even point is 15 days.

The remaining two plans are for shall we say somewhat more fanciful sums of money and not realistically likely to have any takers simply due to the issue of affordability. I’ll just go through the numbers for you anyway for the sake of information. If you join OscarBit with anything between 5 BTC and 19.999 BTC the interest rate is 8% per day for 30 days (240% back, principal included), and for anything between 20 BTC and 100 BTC the rate of 10% per day for 30 days (300% back, principal included).

Now, aside from the investment plans there’s actually another way you can collect money from OscarBit, and I’m not talking about referral commissions here either. Every registered member of OscarBit can also claim 100 satoshi per hour (0.000001 BTC) which is equivalent to approximately 0.004 USD at the current exchange rates. Not much but I’m sure it would be a good incentive for some investors looking to build their BitCoin wallets, and hey, it costs you nothing to claim it. Just click the Free Bitcoin tab on the OscarBit website and claim your reward every 60 minutes.

I’ve already mentioned the payment options, but just to recap you can join OscarBit using PerfectMoney, Payeer, AdvCash, BitCoin, Dash, LiteCoin, and Ethereum – and then you can only make a withdrawal request to BitCoin. I guess it’s a nice way to encourage the use of BitCoin while at the same time make money on the fees from those who prefer other currencies by charging commission. To make an investment you need to enter the amount of BTC you’re looking to invest. Then a window will pop-up with the list of payment options available and the various different amounts you need to pay for that in various currencies like USD, LTC, etc, so you can change your mind at that step for instance, when you see that some payment processors are charged higher fees than others.

Withdrawals need to be requested from inside your OscarBit account area, but once done should be processed instantly. By the way, as you know you can withdraw anytime after your account balance clocks up to 0.0005 BTC, but I don’t recommend doing this. Reason being there are fixed commission fees on every transaction, so the more often you withdraw the more you end up spending (you pay the same fee for a big withdrawal as you do for a small one).

So what about the various design and security aspects of the OscarBit website? You might find yourself taking a second look at the script even if you’re a regular industry player. As you may imagine to operate such an original program you need a totally custom-made script so OscarBit is running off such a specially developed product. Though while there’s nothing generic or mass produced about it, it still has an easy to navigate feel and is very user friendly. Apart from that I can tell you that OscarBit is hosted on a dedicated server by OVH but with the support of and protection from malicious attacks provided by CloudFlare, and for an extra layer of protection there’s a superior Green Bar SSL encrypted connection by Comodo to help towards safer browsing and more secure transactions. The OscarBit website is also multilingual, and is currently available in ten languages which should make it more appealing to a wider international audience.

If you have any further questions for the OscarBit admin that you think might not have been explained in this review or any account related issues you need to contact him about then there’s a couple of different methods to get in touch. Probably the most effective is to simply e-mail the admin directly at the listed address. Don’t do this until after you have read the complete FAQ though, as it covers almost everything you might need to know in advance. Other channels include a postal address which I’d tend to dismiss if I were you, given that they mostly turn out to be virtual serviced offices used only for registration and not where you would necessarily find anyone physically located that’s actually involved with the business that’s using it. It’s in the UK by the way (as they so often are) where OscarBit are registered as a company and have the incorporation certificate to go with it. There is a phone number to go with the address however, so feel free to try it if you actually think someone might answer you there.

So, that’s about it I think. All I can really add is, for the few that might be interested in such things, is that OscarBit claim to be involved in the business of “mining” electronic currencies. Not the first time we’ve seen this be claimed in the HYIP industry, and no doubt it won’t be the last, but like every other time there’s once again very little evidence to back any of these claims up or prove that they can somehow guarantee a profit. That of course would be impossible for any business, never mind the HYIP industry, so as usual for the sake of the newbies you always need to keep your wits about you if you’re going to make a long term success out of online investing. Treat every program, not just OscarBit, as a form of high risk gambling and proceed accordingly. Make sure you know what you’re getting yourself into, make equally sure you’re comfortable with that and are OK with the potential risks as you are with the possible rewards, and stay well under a sensible spending limit that you know you can easily afford to lose. And of course if you do join OscarBit then consider making better use of them as a smaller part of a wider more diverse portfolio.

Before we leave OscarBit for today and move on to the rest of the news from the HYIP I hope you won’t mind sharing your own thoughts on the program, if you have any, with your fellow readers. Is this one something you see yourself being a part of or not? Please give your own first impression of the program by answering the following opinion poll, which hopefully will show some interesting results as the program begins to take shape. So:

Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.

DAILY NEWS FROM THE HYIP INDUSTRY

CARISMO INTRODUCTION

Carismo is the new program I mentioned earlier I want to introduce tonight and start the news section with this exciting addition on the MNO Premium List. I must say right away that Carismo in no way a new program by any standards, as it was officially launched four weeks ago and has been successfully running since then. I guess only yesterday though the admin of Carismo felt for the first time that his program needed some expansion, as not only he purchased listing on MNO, but also grabbed the last remaining big banner spot on the MNO monitor.

When we first look at the Carismo website we see straight away the high level of originality starting from the totally custom-made script operating the unique investment plan offered by the program. Carismo is one of the latest strain of HYIPs working exclusively with BitCoin and accepting investments starting from 0.005 BTC minimum which is equivalent to approximately $20 at the current exchange rate, which should be affordable to the vast majority of investors. There is a digital keyboard available when you create your account in Carismo which allows you to create your own PIN you will need for any operation inside of your account as an extra security feature, so make sure you memorize the combination as if it was the keys to a safe. After you sign up and make your investment with Carismo your account with then be credited with up to 0.16% every hour giving you approximately 3.6% daily return on your investment. The hourly rate doesn’t fluctuate much like in other similar types of programs with undefined investment terms, but rather floats around the 0.16% mark making your profit more predictable. With instantly processed payouts and greater level of flexibility there is no doubt in my mind Carismo is going to be a successful program. When joining you can decide for yourself for how long you want to stay with the program and what level of compounding (if any) you want to use. The level of compounding can be changed at any time, so you’re in total control of your finances with Carismo, which also allows you to take your principal back at any time charging just a 5% fee for it and processing the payout instantly. That means that it’s possible to profit with Carismo after just a couple of days, which is good for investors looking to be more flexible with their money.

The site itself looks great with lots of information available to make the process easier and your experience with Carismo more convenient – after all, it depends on returning customers, being a program with an indefinite investment term. As I said already, it runs off a unique script, it’s SSL-secured by Comodo, and is hosted on a dedicated server with protection and support from AntiDdos. Over the first few weeks online there were some major improvements that made Carismo really stand out from the crowd, but I guess there is always room for an improvement and the admin has added the first official language version of the website in Russian, with more translations due soon. To see the progress of Carismo over the first four weeks online please refer to the program’s news updates below and wait for a more detailed review on my blog on Monday:

“Carismo has been officially launched!
For years our team has been working hard and finally we can present you our BitCoin trading bots named project “Carismo”. Trading bots are sophisticated artificial intelligence algorithms that monitor the financial markets and look for opportunities to buy or sell assets in order to generate profit. As of now we have four advanced trading bot units online. Each unit has a slightly distinct features that reflect in it’s trading patterns. This diversification guarantees that all possible trading actions are analyzed by our bots resulting in the highest possible returns. We employ some of the brightest minds in software engineering and artificial intelligence combined with senior trading experts from Forex and commodity fields. Together our team is prepared to take on any challenges that await and become one of the leaders in the industry.”

“First week Online – RECAP.
It’s only a week since we officially launched our project and what a week it has been. With hundreds of new clients joining us every day we feel confident that our project is going to be a true success and all our hard preparation work is finally paying off. I would like to thank each and every one of our clients – you are the main motivation behind our work.
What has been done?
Our technicians have been working continuously, adding tweaks to our trading algorithms further advancing the stability and effectiveness of our units. The current average hourly income percentage we have achieved is around 0.159% – 0.160%. We believe that this is a very pleasing result but there is always room for improvement. With that in mind, we are working hard to achieve even greater heights.
In addition there have been a few minor developments in the website’s functionality, user interface and content. Mainly focusing on making sure everything is working as intended and is easy to use/understand for our clients. If you are experiencing any problems with the website or have any suggestions feel free to let us know.
What’s next?
Work, work and even more work! We will keep pushing non stop to analyze the performance of our systems and keep them in check. Making sure our units operate at their peek performance.
As always the client service department is waiting to process all your requests and ensure you receive the highest possible service quality.
Our advertising department has built a solid foundation and we will continue to keep on spreading the word of Carismo. There are many steps left in our advertisement plan to be fulfilled and new opportunities are considered/added every day. Feel free to aid us in our campaign and share Carismo any way you can think of. Make sure to use your personal affiliate link to receive rewards for your contribution.
Once again, thank you for your support!”

“Translation Framework Completed.
Today we have some great news for you! The first iteration of our translation system has been completed. The main framework is done and the first additional language is Russian.
Overall, implementing this system took a little longer then expected, due to some minor compatibility issues, but all future iterations should take a lot less time to complete.
Keep in mind that this is the first additional language and there might be small spelling errors and/or missing translations. If you encounter any problems or have a better (more precise) translation be sure to contact us.
If you are a professional translator and would like to offer your services, please contact us. Be sure to include your resume.
11.09 – Update
In addition we have added a new generation of promotional banners. You can view the new and old banners in the “Affiliate information” page inside your account.”

LASERONLINE – TWENTY THOUSAND USERS REACHED AND REWARD CHECK INCENTIVE LAUNCHED

LaserOnline (reviewed here) keeps its leadership of the HYIP industry intact with over 20,000 members having gained over its nearly three months online. Over this period of time literally hundreds of MNO readers have made great profits from its 12% for 12 business days plan with the chance to reach 144% on a $5+ investment in less than three weeks time. LaserOnline currently accepts lots of payment methods as well, including both traditional processors like Payza, PerfectMoney, Payeer, and AdvCash, and the trendy crypto-currencies BitCoin, LiteCoin, Ethereum, Dash, Ripple, and BitCoinCash. With so many people having already joined LaserOnline the importance of extra incentives for the best promoters like MNO, which currently holds the top position on the highest gross invested downline. So a new scheme called Reward Check is now in place to reward the referrers with the highest turnover of their team with lucrative cash prizes that will be transferred to the winner’s BitCoin accounts as specified by the admin on reaching certain monetary goals. Everything is explained in the video clip which you can watch either on Youtube, or on the MNOVision page where it’s been embedded by my programmer earlier today. I believe with the outstanding support of LaserOnline by MNO readers I have the best chance to reach the first milestone in the Reward Check contest, so we will wait and see if that’s going to happen. More power to MNO and LaserOnline and good-luck to everyone whether you participate in the Reward Check race or just remain a happy sideliner counting your profits. The two latest updates from the official Facebook page of LaserOnline can be found below:

“20,000 USERS & COUNTING
Today we hit our first milestone! 20,000 users across the globe have joined LaserOnline Platform in order to multiply their capital!
High School times are now over and it is a time to rock this market hard! Prepare for an amazing time with a College of Global Expansion, together with LaserOnline!
Get started with LaserOnline today! http://ift.tt/2rG1z85
Find LaserOnline at social media: Twitter: https://twitter.com/LaserOnlineLLC
Having questions or doubts? Visit our extensive FAQ section: http://ift.tt/2tehyOY”.

“REWARD CHECK at LASERONLINE. Affiliate Bitcoin Opportunities
How to achieve a global expansion with a staggering pace of growth? How to become a number 1 choice of all the marketing professionals worldwide in order to create the strongest network of affiliates?
Simple enough… Provide your clients with top quality long-term service and don’t forget to integrate best of its kind reward system which based completely on their own performance in a first place with absolutely no limits to career opportunities they can get…
https://www.youtube.com/watch?v=HcAbD-8z9Uo
Like, Share with your team/friends and Subscribe for more videos like these to see them first at only our YouTube Official Channel!
Get started with LaserOnline today! http://ift.tt/2rG1z85
Find LaserOnline at social media: Twitter: https://twitter.com/LaserOnlineLLC”.

MEGATRADERS – LATEST IMPROVEMENTS HIGHLIGHTED

The admin of MegaTraders released a newsletter yesterday marking the program’s first ten days online. Although even the very first investors from the program’s only plan paying 4% to 6% for 30 business days are far from being even close to the break-even point, MegaTraders are certainly on the right course. In the newsletter MegaTraders share quite a few improvements to attract bigger audiences, such as the addition of the Chinese language and the optional compounding option for the HYIP players who like a risk. If you haven’t read the full review of MegaTraders that contains all its main features please do so here. And if you don’t really have much time i’ll remind you that all the payments up to $10 are processed instantly to all the accepted payment processors – PerfectMoney, Payeer, AdvCash, BitCoin, and LiteCoin. And as there is no restrictions in how many withdrawals you can request per day literally all investors can get their payments within minutes:

“MegaTraders Newsletter Sept 21th
Dear members,
We’re 10 days online and we welcome our new investors and partners. You will find at the top of our homepage two new buttons:
– The green button displays the monitors that report our payment status, some of them have reviewed our program. New monitors will be added on a regular basis. We remind you that we process all withdrawal requests 7 days a week, instantly up to 10 USD and manually above, for safety reasons.
– The blue button displays our top earners and sponsors : congratulations to them !
It’s up to you to input your name in our hall of fame : share your referral link as widely as possible, use your animated banners and report your earnings and payouts. You will get up to 15% referral commisions on your team’s deposits.
Two other improvements:
– Chinese language has been added, we welcome our Chinese members and we intend to develop our business in Asia.
– A compounding option is now available in the deposit menu. You can now compound automatically your earnings from 10% to 100% for more profitability. You can also make a new deposit manually from your available balances of from your favorite payment method.
Thank your for your trust in our company.
Yours sincerely, MegaTraders team.”

ROLYINVESTMENT – IMPORTANT CHANGES IN PAYOUT SCHEDULES MADE

I know that perhaps 99% of my readers who have made deposits in RolyInvestment are on its smaller paying investment plan with up to 1 BTC earning 21% to 25% on a monthly basis for 12 months. Profits are credited to your accounts three times a week – Mondays, Wednesdays, and Fridays – and paid to your BitCoin account instantly on request. All others with deposits higher than 1 BTC which at the current exchange rate is around $3,500 will have to bear some inconvenience, as they will be paid less frequently from now on. If they invested from 1 BTC to 5 BTC they will see their accounts credited every Monday. If the investment is even higher again they will be punished with payouts processed either once or twice monthly. I find it hard to believe that RolyInvestment (reviewed here) actually penalizes the larger investors and would like to advise everyone to stay within a sensible limit if you ijoin and do not exceed deposits in RolyInvestment by higher than 1 BTC. Here are all the changes in the payout schedule explained in the newsletter posted today, although the reasons for such a drastic change are not convincing enough if you ask me:

“RolyInvestment – News – New Packages
Dear investors, sales partners and community,
in the past few hours, many partners, investors and prospective buyers have contacted us, as it is not clear at the moment why only investors with a standard portfolio could participate in today’s returns.
In yesterday’s news update, we have informed our users of some new features and adjustments. This included the news of the adjustments to the investment portfolios and their distribution intervals.
Investors with a standard package will continue to receive returns on Monday, Wednesday and Friday from today.
Users with an exclusive package receive their returns from now on every Monday for the entire working week. The Roly package is distributed on the 1st and 15th every month.
In addition, we have pushed the bandwidth for the Roly package from 20 BTC to 50 BTC, and an alternative solution for larger investors starting at 50 BTC with the Roly Plus package. Investors with a Roly Plus package receive their returns on the first of each month for the entire month.
Some of the investors could already see the information from yesterday’s news. But we continue to receive many inquiries, which is the reason for this decision.
In principle, this change is in the hands of our investors, because it is very difficult to transfer six-digit dollar amounts from the Exchanges to our accounts every two working days, as these strict limits have been shown. Thus we would have less effort to send high amounts of money back and forth.
However, the more important reason and plausible reason for this adjustment is that we can have higher capital in our pools, and thus achieve higher profits with the existing capital than before.
Thank you for your understanding”.

PAYZA – ANOTHER ARTICLE ON THE GIG ECONOMY

If you ask me, I think it’s been one of the best decisions in my life when I decided to start MNO more than ten years ago in its current incarnation. I’d been in the HYIP industry for quite some time back then, but couldn’t really feel free without sharing my knowledge and experience I gained with people who want to listen and follow my advice. And of course I didn’t want to work for a boss any longer, and had enough of the nine to five workplace. Apparently even back then I have become a part of the rapidly growing so-called “Gig Economy” enjoying more freedom that allow my creative skills run high and dedicate myself to the best hobby I ever had in my life. I cannot really call running MNO a real day job, as I have earned enough money to live my life like I want it to be, but rather treat it as a hobby I cannot live without and which I cherish with all my heart. That is surely one of the secrets of the enormous success MNO has enjoyed due to my pioneering approach and ability to risk and pave the way for other followers. You can also enjoy the benefits of the Gig Economy, according to the latest article on the Payza official blog, and if you want to change your life, just like I did ten years ago, read and reflect on that and what you can do to achieve your goals and dreams. Payza itself has remained as one of the leaders in the payment processor world with lots of top-notch programs accepting it, including the current top programs from the MNO Premium list – LaserOnline (reviewed here) and Respectativa (reviewed here). It’s no wonder that an average HYIP investor trusts programs with Payza on board more, as it proves an admin is experienced enough to make sure to cater to the widest possible market, as Payza remains a choice for many. There are various different reasons for that, along with BitCoin exchanges within the account, ability to use Payza‘s own pre-paid card, and move money quickly via Payza‘s interface and fund and withdraw money with minimum fees. And surely the after-scam option to file a dispute with the merchant whose services you find unsatisfactory comes handy as well, as it increases your chance to get something back instead of suffering huge losses you would have otherwise done using any other payment option. That’s why I hope that more HYIP admins will realize what investors want and will try to accommodate Payza in their programs. For the latest article from Payza‘s blog please have a read below:

“Working the Gig Economy: Part 3 – The Best Freelancing Jobs Online
The way that people work is changing.
Exclusive relationships between employee and employer are a thing of the past – it has become the norm for workers to take on side jobs, supplement their income and explore new professional interests. Even working full-time jobs is becoming less common, as those who take on side gigs may find these more fulfilling (and even more profitable) than their salaried positions. Therefore, they may eventually leave their primary employment in favor of taking on more gigs.
This phenomenon has had such an impact on the modern labor landscape, for both workers and employers, that a new term has been coined to describe it: The Gig Economy. Defined by TechTarget as “An environment in which temporary positions are common and organizations contract with independent workers for short-term engagements”, the gig economy signifies that the modern workforce is increasingly made up of self-employed freelancers and that businesses are changing their relationship with human resources to reflect that fact.
So what are you waiting for? If you’re one of the few that hasn’t yet engaged with the gig economy to increase your income, improve your job satisfaction, and raise your quality of life, there is no better time than now.
This is the third and final article of our Gig Economy series, and it gives an overview of the best types of freelancing jobs available. Be sure to check out our other articles in this series as well:
– Working the Gig Economy: Part 1 – Modern Work
– Working the Gig Economy: Part 2 – The Benefits for Business
Customer Service
The days of the call centre are coming to an end. In the age of the digital economy, the customer service field has become decentralized. Businesses are saving money on the costs of maintaining a call centre facility and customers are getting better service as round-the-clock live chat and email support becomes the norm. If you enjoy helping others solve their problems, CS may be the route for you.
Find current Customer Service openings at Upwork here: Customer Service Jobs.
Data Entry
There is never any shortage of data entry work – quite the opposite (they don’t call this the age of “Big Data” for nothing). For detail-oriented individuals who are comfortable listening to music or a podcast while performing a repetitive task, data entry is a reliable source of work that can be very profitable for those who work quickly. Also, as an entry level position in the tech industry, there can be real room for growth.
For a primer on Data Entry jobs available to you, click here: Online Data Entry Jobs from Home without Investment.
Language Services and Translation
Another recession-proof avenue open to freelancers is language services. In an English-dominated business world where most people are unilingual, anybody who is bilingual is an extremely valuable investment. This can help you stand out in the customer service world, but also allows you to specialize in the profitable and growing fields of Language Services and Translation.
Check out these links for jobs within the language industry: Indeed for Interpreter jobs and Upwork for Translator jobs.
Copywriting and Transcription
You don’t need to be a professional to get a writing job online. There are plenty of entry-level copywriting and transcription jobs online – they may not pay very well at first but they allow you to develop your writing and marketing skills and build a content portfolio.
Sign up here to start honing your skills: FreelanceWritingGigs.com.
The Sharing Economy
App-based technologies have made the Sharing Economy possible. Many of the biggest success stories of the gig economy fall under this category, such as Uber and AirBnB, two platforms which allow you to provide on-demand service to clients via a mobile app. These services don’t typically require any special skills beyond mobility and the ownership of something “shareable”, and are therefore an excellent way to supplement your income
For an in-depth look at making a living in the Sharing Economy, visit Monster.com here: Making a Career in the Sharing Economy.
Affiliate Marketing
An industry almost as old as the internet itself, Affiliate Marketing offers the promise of “passive income”. Simply put, the affiliate works with a business to help drive more traffic to their website in order to generate more sales. This can be done by hosting advertisements, publishing links, or creating content which promotes the business’ products. The affiliate is in turn rewarded based on their performance: for every sale facilitated by the affiliate, the business pays them a share of the profit.
Read our short primer on getting started in Affiliate Marketing here: Introduction to Affiliate Marketing.
The gig economy has allowed skilled workers all around the world to do what they love, increase their income, and free themselves from the traditional nine to five jobs. If you’re ready to take on that passion project and make money doing it, now is the time!
Do you know that Payza has its own Referral Program? Get your start in the gig economy by helping people sign up for their free Payza Account. Once they reach a certain amount of transactions, you’ll earn $5 USD for your first 10 referrals and $10 USD for every referral after that! Learn how to get started by reading this handy guide: Learn How to Profit from the Payza Referral Program.
Join the millions of businesses and individuals around the world that use the Payza payment platform to supplement their income and to get paid for their gigs. Do you have experience with the gig economy? Let other readers know by leaving a comment below.
For more information and to stay up to date with the latest Payza news, be sure to subscribe to the Payza Blog and follow us on Facebook and Twitter.”

GET PAID REPORT FOR 22/09/2017

Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: ChainGroupService, Coinreum, MegaTraders.
From MNO Premium list: LaserOnline, Respectativa, FatFunds, AurumBank, RolyInvestment, AlpexTrade, OscarBit, Bitcoin5, Carismo (the first instant payments received).
From MNO Standard list: –
From MNO Basic list: UKPME, Investellect,  BitcoinInvestClub, AltenergyVenturesGroup, WideConstruction.

That’s all for today, guys. Remember that the HYIP industry is in prime shape at the moment, so don’t miss a chance to earn some money during this autumn season. I sincerely hope that MNO will be a good guide in your constant search for the best programs in the HYIP industry. In order not to miss any promising newcomers and find out the latest news from paying programs you might want in your investment portfolio please follow MNO on Facebook, Twitter, and Telegram, or subscribe for the MNO Daily News to be delivered directly to your mailbox from here. And of course, I’m always glad to hear your suggestions and answer your questions regarding the MNO monitored programs, so feel free to get in touch. Also, the last chance to vote in the poll on the MNO TalkBack page, as the final results will be drawn on Monday when I’ll be back for the start of a new and hopefully successful business week. Enjoy the weekend, and I will be back in a couple of days with the latest news and updates and the full review of the newly added program Carismo. Stay tuned and talk to you all on Monday, guys!

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20/09/2017. Bitcoin5 Review and Daily News from the HYIP Industry

Hi everyone! Half way through the business week already and plenty of news to catch up on from some of your favourite programs in the HYIP industry. I’ll also be introducing a brand new program to the MNO Premium List, so keep reading for more info on that. The main point of today’s post though will be a look at a recently launched short/mid term program called Bitcoin5 which, as the name implies, works exclusively with BitCoin and none of the other more traditional payment methods. There’s been a number of such programs in the past, more so in the last year as BitCoin becomes increasingly dominant in the industry anyway, and some have enjoyed a degree of success. Will Bitcoin5 be one of them? Let’s take a look and see. I should make it clear though, the program is only new to MNO. Prior to joining my monitor’s Premium List just a few days ago Bitcoin5 had been operating since early August. The admin was fine tuning his skills so to speak, and is ready to push on with a bigger promotional campaign now.

The trickiest and most complicated aspect of Bitcoin5 to explain is the investment plan, so I guess that’s where I’ll get started. The thing about it is that it really doesn’t need to be so difficult, it doesn’t help either the program or its members, I can only speculate that the Bitcoin5 admin is simply trying to make his program look different just for the sake of it.

Here’s what happens. There’s only one investment plan in Bitcoin5, and everyone’s deposit is treated the same regardless of size. You can join for a minimum spend of 0.005 BTC. At current exchange rates at the time of writing that comes to about $20, but please don’t take that as reliable. Given the volatile nature of BitCoin that could vary enormously from one day to the next, so I suggest you do a final check on the official exchange rates on the day you deposit. Anyway, once you have an active deposit in Bitcoin5 the term then runs for 20 calendar days. During this time investors earn a daily interest payment. It will be a different rate each day, starting from 1% on the first day, and slowly increasing to 5% by the final day. In total they should add up to 54.45% by expiry. Bitcoin5 then returns your principal, so that becomes your net profit. So you do not actually see a profit until after the term has expired.

The full list of payments, assuming you have the time and patience to read through it, is as follows:
Day 1 – 1%, Day 2 – 1.1%, Day 3 – 1.15%, Day 4 – 1.2%, Day 5 – 1.25%, Day 6 – 1.5%, Day 7 – 1.75%, Day 8 – 2%, Day 9 – 2.25%, Day 10 – 2.5%, Day 11 – 2.75%, Day 12 – 3%, Day 13 – 3.25%, Day 14 – 3.5%, Day 15 – 3.75%, Day 16 – 4%, Day 17 – 4.25%, Day 18 – 4.5%, Day 19 – 4.75%, Day 20 – 5%.

You see, that to me would have made a lot more sense if let’s say Bitcoin5 was a longer term plan with an early principal withdrawal option. That would at lest reward investors for their loyalty, you know, sending them ever improving payments in return for not leaving and not taking their principals back. But as it happens Bitcoin5 is not that sort of a program, so when you are tied to it for the full 20 days of the term regardless then I don’t see how changing the interest rates so often instead of just offering a fixed daily payment somewhere in the middle (approximately 2.7%) is helping.

No need to repeat what your payment options are, I’ve mentioned already and you can probably figure it out from the name anyway that Bitcoin5 works exclusively with BitCoin. I’ll just give a few words on the withdrawal process. Smaller investors should first of take note that Bitcoin5 have a bigger than average minimum withdrawal policy. You will need to be owed at least 0.002 BTC before you can take it out, which at the time of writing is about $8. For some of you that might mean you can only withdraw every couple of days. Withdrawals themselves however will need to be requested in your Bitcoin5 account area. You are then asked to allow a further 48 hour maximum processing time for your transaction to be completed, though personally I have never had to wait anything even close to that.

Moving on to the more technical, design, and security related aspects of the Bitcoin5 website, I suppose the first thing most people might notice is the script. At first I thought it was customised, (in a way maybe it is) but actually it’s a modified version of what’s available from H-Script. Many experienced readers will notice that, and it gives a very familiar feel to Bitcoin5 and makes the website quite easy to navigate. For hosting, the Bitcoin5 website is kept on a dedicated server with the support and protection of DDoSGuard, a dependable name who I guess are probably the number one provider prepared to deal with the HYIP industry now. For an added layer of protection the Bitcoin5 website has the superior Green Bar version of SSL encryption from GeoTrust, giving more secure transactions and safer browsing. The Bitcoin5 domain name is also registered for two years, something that experienced players will know offers precisely zero guarantee of the program’s long term survival but does at least indicate an admin who takes things seriously and is probably genuine in his intentions to keep it running for as long as realistically possible.

If there’s anything you do need to contact the admin about for further clarification, account issues, etc, then there’s a couple of ways you can get in touch. The first point of contact for most will be to fill in the online support form on the support page and submit it. Otherwise Bitcoin5 include a UK postal address, which is of course something I suggest you dismiss as these are available for anyone to “rent” over the internet as virtual serviced offices without ever needing to be physically located there. On the social media front investors will be able to find Bitcoin5 on Telegram, which of course you can also use for Live Chat provided you find an operator there at the time.

Overall I have to say Bitcoin5 is a fairly standard website, no more or no less potential than a lot of the new programs just getting organised at this time of the year, and could really go either way. On the business side of things they claim (somewhat vaguely) to be “in the field of electronic currency transactions”. Nothing you can do to independently research and verify any of that of course so it’s best left alone, and anyway, even were it to be true it still wouldn’t guarantee either a profit or the security of your principal. No business can do that, really the online HYIP industry is the last place you should go looking for it. But as far as online HYIPs go, I guess this could eventually turn out to be a good one. There’s a lot of work to do for the admin between now and the day where the first investors reach the break-even point, even more to do before the first principals are returned, so all I can say for now is a bright start has been made. Let’s hope it continues. Just remember as always to treat Bitcoin5 like any form of gambling and stay within a sensible spending parameter. That means not spending more than you can comfortably afford to lose, and if you do join Bitcoin5 then try to keep them as a smaller part of a wider more diverse portfolio.

Just before we leave Bitcoin5 for today and move on to the news section I hope you won’t mind sharing your own thoughts on the program, if you have any, with your fellow MNO readers. Please give your own first impression of the program by answering the following opinion poll, which hopefully will show more interesting results later in the coming weeks as we see what direction Bitcoin5 starts to take. So:

Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.

DAILY NEWS FROM THE HYIP INDUSTRY

OSCARBIT INTRODUCTION

I would like to start the news by introducing OscarBit – a brand-new program that joined the Premium List on MNO last night, just hours after its official launch. I must share with you all that the admin has initially contacted me from a different email address associated with a very successful program in the past. Well, I wouldn’t share its name as it makes no relevance here, but I can only tell you it was a great success. Of course, there are absolutely no guarantees OscarBit will be able to surpass or even repeat the previous program’s achievements, so just treat it with every caution applied for any other HYIP.

The main peculiarity in OscarBit I should mention straight away is that although it accepts deposits via several payment processors – PerfectMoney, Payeer, AdvCash, BitCoin, Dash, LiteCoin, and Ethereum – you can only make a withdrawal request to BitCoin. I guess it’s a nice way to encourage people using BitCoin and at the same time make some fees from someone who prefers investing via other currencies, by charging the commission on that. So make sure you have a valid BitCoin address before investing in OscarBit, although it’s a pretty fast and straightforward process to open a BitCoin wallet, for instance, on BlockChain.info and start using it right away. Once you signed up for an account with OscarBit and when trying to make an investment you will be asked for the amount you wish to pay in BTC and then a window will open telling you just how much you have to pay via the various currencies, assuming you’re nut using BitCoin itself. Depending on the size of the deposit that can be anything from 0.003 BTC to 100 BTC you will be automatically allocated into the investment plan paying from 5% to 10% daily over a 30-calendar day term, totalling anything from 50% to 200% by the end. And here is where another peculiarity starts – although the interest is based on a daily return your account in OscarBit will actually be credited in real-time, as every second you see your balance is growing in front of your eyes. You may withdraw once your balance reaches 0.0005 BTC but note that there is a fixed commission of 0.0002 BTC applied due to BitCoin commissions on the transaction, so don’t withdraw when it’s not necessary in order to minimize the commissions. Every registered member of OscarBit can also claim 100 satoshi per hour (0.000001 BTC) which is equivalent approximately 0.004 USD at the current exchange rate, so it won’t be much of a burden for a program that has a relatively high minimum but would be a good incentive for some investors who can click the Free Bitcoin tab on the OscarBit website and claim this small reward every 60 minutes.

As you may imagine to operate such an original program you need a totally custom-made script so OscarBit is running off such a specially developed product. Everything is alright with site security and hosting, as the OscarBit domain is registered for two years in advance, is hosted by OVH on a dedicated server and is additionally DDoS-protected by CloudFlare, with superior Green Bar EV SSL-certificate from Comodo to ensure safe and secure transactions, which is especially important as OscarBit processes all the payouts instantly. I believe exactly instant payouts, and some other original features like the ability to see your profit growing in real-time can attract investors to the program. Some other features like being a multi-lingual website (OscarBit is available in no less than ten languages!), UK company registration with the certificate of incorporation on display, a step-by-step guide on how to invest, and payment proofs indicate that it took quite some time and effort to create a very good looking website. Whether it all helps OscarBit to last long enough to make a profit for its investors remains to be seen, so I’ll take a more detailed look on Friday. Stay tuned for that, guys!

LASERONLINE – HOW IT’S POSSIBLE TO PAY SUCH HIGH RETURNS AND POWER OF TELEGRAM CHATS

For such an incandescent program like LaserOnline all the antediluvian advertising methods used by other programs seem like a glimpse from the past. The company which is by far the best program in the HYIP industry at the moment has prided itself in developing the 12/12 plan which can be both profitable and sustainable in the long term, as explained in today’s newsletter. There some of the main pillars of the LaserOnline‘s core philosophy points were shared which is definitely worth reading if you wish to know more on that. And really why is it not possible to offer 12% for 12 business days like LaserOnline does and make it last for the foreseeable future? After all, we live in the world of crypto-currencies with its highly volatile exchange rates when it’s literally become possible to become a millionaire overnight. I guess that is the concept LaserOnline tries to popularize among its members and I would really encourage you to watch the 4 minute long video the link to which was given in the newsletter to better visualize their 12/12 plan.

LaserOnline (reviewed here) has already made a lot of people happy and for almost three months already. Listed on MNO since day one, it’s been bringing profits to investors ever since. The minimum to invest starts at $5, so it’s affordable to anyone who has it in their PerfectMoney, Payeer, BitCoin, AdvCash, Payza, LiteCoin, Dash, Ethereum, Ripple, or BitCoinCash accounts. Note that you only get credited your accounts with 12% for 12 business days (meaning Saturdays and Sundays are days off) and you have to wait for 24 to 48 hours before your withdrawal is paid to your e-currency account. And yet, LaserOnline is what the people talk about and what they are discussing online. Realizing the power of Telegram quite a few multi-lingual chats were created by LaserOnline administration where you can be advised on a range of things by moderators or just share your experience with others. The Telegram chats were the main topic of discussion in the second update from LaserOnline I’m reposting just below the 12/12 investment concept you should really read to understand why it can be possible:

“12% DAILY RETURN… IS IT REAL?
We do agree that somebody can call our marketing approach doubtful or highly volatile. Many people will claim that it is not possible to create a stable return in such a short time period. From the beginning of the business class itself, people were scared of combining something they do not understand completely straight into their business plan of any existed industry. It is funny to accept that there were those times when corporations were afraid of the informational globalization itself. Yet nowadays no industry can imagine its existence without the internet, informational customer support & constant online data monitoring. Despite the fact of an enormous technology growth happened in the last decade, we certainly can perceive where some things deemed to be considered “impossible” finally can be placed into the “business plan comfort zone” of virtually any industry with just a little explanation and informational backup.
Cryptocurrency has become that very first “controlled fire” we used to shuffle with sticks at our caves. For many analytics, including our financial advisors & administration department, Bitcoin evolutionary financial impact was obvious from the beginning. And here we are, don’t even get too excited about a sudden 20% Bitcoin’s rate growth in a week anymore, and why is that? Maybe because we do know it is possible. We?ve seeing things many old-school folks would not believe, and still, this obsolete point of view either only can be changed by time passing out society’s boundaries, making the future generation even more “comfortable” with an acceptance of preposterous ideas such as your own personal prosperity, or by it’s direct professional integration into the business processes right here right now.
Here at LaserOnline Platform, we want to provide you peak confidence at the possibilities of a modern financial technology combined with trusted, future proven business of reselling & logistics.
In fact, the very core of each business model stands on it. No matter where you look if it’s a century old Enterprise or California based IT startup, everything happening to be based on either a particular service or price difference reselling margin or both.
Our company was able to withstand all market changes only because we believed at the constant asset diversification and selective approach to the industry’s particular strong side which we could likely use for profit today or tomorrow. Working at highly focused, unavailable to a mass market niche of LaserOnline based products reselling & logistics we can establish long-term company?s financial development. However, we should accept that generating promised 12/12 investment plan gains would rather be very difficult only at this area of business then stable as we present it to you.
Over the past 10 years of our “offline” business we were able to generate extended capital resources & in a conjunction with early (2011-2014 year) cryptocurrency low-gap purchases coupled by constant trading & exchange, we now can present so-called “crypto-backup” where its passive growth can sustain our user?s digital funds long-term returns and stability provided by 12/12 business plan. This is very important to note that our results of a holistic approach to an executive time planning at modern innovations implementation can and should be used as an instrument of your own wealth and those people who have not been granted with an access of big industries orientated niche business. By joining large scale reselling & logistics model with rapid cryptocurrency’s development we’ve managed to establish a sustainable backup which can effectively cover potential vulnerability of a small yet very marginal cryptocurrency speculation by the size of its USD to BTC equivalent. Down below, you can explore a detailed scheme of LaserOnline 12/12 plan financial pillars.
https://www.youtube.com/watch?v=qUNFgw13Tew
Get started with LaserOnline today! http://ift.tt/2rG1z85
Find LaserOnline at social media: https://twitter.com/LaserOnlineLLC
Having questions or doubts? Visit our extensive FAQ section: http://ift.tt/2tehyOY”.

“SERIOUS SOCIAL POWER OF LASERONLINE at TELEGRAM built up
Multiplied by 1000+ users at telegram “US EN” regional laser online community groups already….Constant, secure communication with each other is always one of the most important factors when dealing with rapid full-planetary growth. Many you are already familiar with Telegram. It is a messenger app which combines security & privacy via encrypted calls and chats, has unlimited file storage and will all devices supported – 100% free with no ads! Because of many features it brings to its users and our personal respect to Pavel Durov (Telegram CEO) we’ve established a safe network of LaserOnline Telegram Groups for many countries.
If you want to stay in tune with all the important updates, communicate with investors worldwide and get an instant Customer Support, feel free to install your Telegram now at https://telegram.org/
A full list of all the chats available at the moment can be always found at the personal account’s DESKTOP section or by clicking the “PRIVATE CHATS & DISCUSSIONS” button.
Let’s build serious LaserOnline community at telegram, you can talk with mind like people and can discuss your better team building strategies. 1000+ members are already discussing their success, and opening up their contacts with more people, you can too! Join now to unite with like minders.
Get started with LaserOnline today! http://ift.tt/2rG1z85
Find LaserOnline at social media: Twitter: https://twitter.com/LaserOnlineLLC, Facebook: http://ift.tt/2uMWLCx
Having questions or doubts? Visit our extensive FAQ section: http://ift.tt/2tehyOY”.

ROLYINVESTMENT – NEW INVESTMENT OFFER FOR MILLIONAIRES AND SOME OTHER NEWS

RolyInvestment (reviewed here) sent another newsletter today. Now the bigger investors will be able to get 40% with enabled insurance and 43% without insurance monthly on investments starting from 50 BTC. According to current exchange rates that’s over 200K so I wonder if the admin believes anyone would invest such money in a program where no one has reached the profit zone yet. Despite running for about four months now RolyInvestment offers unattractive plans for smaller investors only accepting BitCoins and paying about 20% per month with accounts credited with equal profits on Mondays, Wednesdays, and Fridays. However, even that’s not guaranteed as the admin sells the so-called “insurance” that eats into your profits and is set in your account on default. With such small profits that without the “insurance” become irregular and subject to market conditions in which RolyInvestment allegedly “trades” I believe that there’s little chance the program can to compete with the industry’s current giants, unless it changes its approach. Anyway, in the latest newsletter it was promised that soon the BitCoin exclusivity is going to end and that members of RolyInvestment will be able to use Ethereum to invest as well. Other news is not worth further discussion as it either advertises very minor improvements, or just blatant lies like a Madrid office opening and delivery of the first credit cards to larger investors. Despite all the negativity I’ve developed towards RolyInvestment when dealing with them I still wish them success for the investors sake and hope that at some point MNO readers will report profits. Here’s the newsletter in full:

“RolyInvestment – News – New Packages
Dear investor and partner,
Today is a very wonderful and great day for all of us! Tuesday the 09/19/2017 signed up the 10000 people with a portfolio, who want to be a part of our elite family. This is a magic number because now we are a stable, healthy running and enabled company with a great future.
In order to promote this, we are constantly working on new plans in the background in order to successfully manage and further expand these sizes of partners and investors.
With the achievement of the 10,000 family members, we are very much looking forward to the next step towards the future and thus to work even more confidently on a number of 50000 investors.
The following prepared plans are now ready for implementation
–opening partners and Supporter office in Madrid (accommodating up to 20 employees and 110 visitors)
–Delivery of first credit cards for partners from 250 Bitcoin investment
–new marketing budget for the rest of the year is 500000 pounds
–new advertising banners
–bugfree website is entered over 3 times
–Free welcome StandardPortfolio with 0.001 bitcoin for any new partner who comes with a partner link
–Exclusive Portfolio payout each Monday
—RolyInvestment Portfolio is adjusted to up to 50 Bitcoin Investment and payout each month on 1th and 15th
—RolyInvestment PLUS Portfolio from 50 Bitcoin Investment which until now has been reserved for large-scale investors
–with a contract is launched for the general public. 40-43% interest and payout each 30th of a month
–SMS function is now enabled and running
–Nigeria Event partner livestream in few days
Further transactions are with Ethereum in the last test phases and are expected to be activated in the coming days. In the past 2 weeks the trading department has reached the payout limits of many of our brokers. Thus, we now have the opportunity to act more proactively with more capital and to easily increase the risk for profitable trades in order to generate more profits.”

COINREUM – SECOND WEEK RESULTS: EXPLOSIVE GROWTH, NEW REPRESENTATIVES, BANNERS, AND ITS OWN CURRENCY COMING SOON

Coinreum (reviewed here) has also released another weekly newsletter claiming in my opinion exaggerated results of achieving $400K in investments with about 8,000 members on board. It’s definitely very hard to believe such figures, as I cannot see much interest in the program yet, despite its decent look and reasonably profitable investment plans paying 3.2% for 50 days, 25% for 10 weeks, and 115% for 3 months. The cherry on the top though is the ability to exchange between payment processors inside your Coinreum, including both traditional ones like PerfectMoney, Payeer, and AdvCash, and crypto-currencies BitCoin, LiteCoin, Dash, ZCash, Ripple, and Monero. Among the very ambitious plans announced by the admin in the most recent newsletter is the developing of its own crypto-currency by the end of the year. Some minor improvements like the new representative system and updated advertising banners were also the discussed in the newsletter you can read below:

“COINREUM Second week results
COINREUM successfully passed the second week. We are glad that our results are better than we expected. Because of this, we want to share them with you. We have over 7900 registered members and nearly 400,000 USD of investments.
OTHER NEWS
– Representatives
This week we have started to accept representatives to our system. And we have already collected more than 60 representatives from 25 countries. View list >
– News advertisement banners
Also this week we have created new promotional banners set. We hope our users and promoters will be happy of using them. All banners you can see here >
COINREUM own crypto currency release by the end of 2017!
We wish all of you a great week, and thank you for being a part of this!
Best regards, COINREUM Team”.

PAYZA – MAJOR BENEFITS OF PAYZA REFERRAL PROGRAM

As Payza takes a special place in the HYIP world it’s always a good sign when a program accepts them as a payment method. It’s no wonder that the only two programs with Payza onboard from the MNO Premium listing – LaserOnline (reviewed here) and Respectativa (reviewed here) – take two top places in terms of popularity among my readers. The programs accepting Payza tend to last longer and it’s a proven fact. The HYIP admins that are capable of adding a Payza account and get the payment button approved usually have much more experience in running the biggest programs in the industry, and the example set by LaserOnline and Respectativa speaks volumes in that regard. Advantages include converting money with BitCoin and several popular altcoins right inside of your Payza account with the possibility of withdrawing BitCoins directly to a pre-paid Payza card, members of Payza also enjoy higher level of protection against deliberate fast scams where victims can file a dispute when a program is gone and get compensated partially or fully, depending on what can be frozen and recovered. This is why I am always keen on promoting Payza among my readers who should really give it a go by registering a free account here and take advantage of all its great features. Besides, don’t forget the lucrative affiliate program where Payza will generously reward you with a $5 to $10 payment for every active member. The benefits of the Payza affiliate program was the main subject of the latest blog post you may read below to find out more:

“Learn How to Profit from the Payza Referral Program
In an earlier blog post, we explained what affiliate marketing is and how you can earn extra money from this type of activity. Simply put, there are two parties involved in affiliate marketing: the business and the affiliate. The affiliate’s job is to help the business reach their target audiences and attract customers to the products that the business is offering. The affiliate helps by providing marketing that boosts the sales of the business and is rewarded based on their performance: every time they help to generate a sale, the business pays them a share.
Payza offers our members the Payza Referral Program: our very own affiliate program that lets you make money by helping Payza recruit new members. Refer your friends, family, or people in your network by inviting them to join Payza. Make extra cash and develop your affiliate marketing skills at the same time! You can earn $5.00 USD for the first 10 qualified people you refer and $10.00 USD for each qualified referral after that!
How does it work? It’s easy! Simply use the unique referral code that is generated within your Payza account. Once your referral code has been created, send it to people who would be interested in opening and using a Payza account. You can also place your referral code on your website or blog for greater exposure. Generate the referral code as a link or as a script for a banner.
Follow these steps to find your Payza Referral link code:
1. In your Payza account, click “Account” in the left-hand column.
2. Select “Referral Program”.
3. Your referral code will appear on this page.
4. To use your referral code as a hyperlink, click “Get Your Link Code Now”.
On this page, you will see several HTML codes with suggested slogans to use for your hyperlink. Choose the one that you prefer, then copy and paste that code wherever you will be using it. You can also customize the slogan by editing the text portion of the script. Simply replace the text already listed with the slogan you wish to use.
Follow these steps to get your Payza Referral banner code:
1. In your Payza account, click “Account” in the left-hand column.
2. Select “Referral Program”.
3. Click “Get Your Banner Code Now”.
4. On this page, you will see several scripts with different sized banners. Choose the one you prefer, then copy and paste that code wherever you will be using it.
Now that you know how to generate your Payza Referral link and banner code, here are a few ways to use them:
– Send your Payza referral code to friends and family by email.
– Share your Payza referral code on social media.
– Include your Payza referral code in your message board signatures.
– Place your Payza referral banner on your blog or website.
When someone clicks on your referral link, they will be directed to sign up for a free Payza account. You will receive your reward if your referrals fulfill the following qualifications:
– They sign up for a Personal or Business account by using your referral link, website’s link code, or Payza banner. (If they sign up through our website, and not by using your link, they will not be added to your referral list.)
– They transact, that is send or receive, at least $250.00 USD or the equivalent of another currency.
Start earning money in an easy way today by participating in the Payza Referral Program – encourage people to sign up for their free Payza account and earn $5.00 USD for your first 10 referrals and $10 USD for each one after that! When your referrals meet the qualifying rules, you will receive your bonus directly to your Payza account.
If you have taken part in the Payza Referral Program but have not yet received your referral reward, it may be because your referral does not meet the requirements. Please also note that self-referrals and referrals from the same IP address or device ID will not be paid out, which means that your referrals must use a separate device and internet connection than you use. Furthermore, you are not allowed to use your Payza referral code to post spam comments on message boards or in mass unsolicited emails. Abuse of the Payza Referral Program can result in account penalties or account suspension.
For more information about the Payza Referral Program, check out this article in our Reference Center: Payza Referral Program. To learn more about Payza, make sure you subscribe to our blog and follow us on Facebook and Twitter.”

GET PAID REPORT FOR 20/09/2017

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: MegaTraders.
From MNO Premium list: LaserOnline, Respectativa, FatFunds, AurumBank, ChainGroupService, RolyInvestment, Coinreum, AlpexTrade, Bitcoin5, OscarBit (the first instant payments received).
From MNO Standard list: –
From MNO Basic list: UKPME, BitcoinInvestClub, AltenergyVenturesGroup, WideConstruction (the first instant payments received).

That’s it tonight, guys. I’ll see you on Friday with a detailed look at of OscarBit and the usual latest updates from the biggest and best programs in the HYIP industry. You can be sure that all the major industry players will be eventually featured on MNO, so keep reading and ask questions if you have them here or on Telegram @mnoblog. Follow MNO on Facebook, Twitter, or Telegram, or subscribed here to receive all the latest updates to your inbox. Enjoy your money-making from the best of HYIPs and remember that MNO is For Money Lovers!

The post 20/09/2017. Bitcoin5 Review and Daily News from the HYIP Industry appeared first on MNO Blog.

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18/09/2017. FCTAcademy Review and Daily News from the HYIP Industry

Hello all, and welcome to another business week on MNO! There’s plenty to catch up on after the weekend. I’ll be getting to all that in the news section coming up shortly, plus a brand new addition to my monitor which I’ll be introducing today. Keep reading for that! But before that I want to focus on a recent addition to the MNO Premium List called FCTAcademy, a BitCoin only program which I’m finally getting around to reviewing. I say finally because you’ve probably noticed by now that FCTAcademy has in fact been on my monitor, indeed the admin even paid for a Sticky Listing to keep it at the top, for over two weeks already and launched in early August. So why am I only getting around to it today you might ask? Well, it’s the payment schedule. I’ll explain this in more detail in a moment, but I couldn’t review FCTAcademy until I was able to confirm the program is definitely on Paying status which it is now. Overall it’s actually a pretty good program in its own right, but I’m honestly not expecting it to be an overnight success. It’s a very slow burner and it’s going to be well into the winter months I would say before it starts showing any significant impact, but this is where we get started I suppose. So let’s see what FCTAcademy is all about and whether you would like it as part of your portfolios.

Starting as usual with the investment plans, this part is pretty easy. FCTAcademy only have one, so you either like it or you don’t. As I said already, this is a BitCoin only program, so that’s how I’m going to describe the plans. Using dollars would be pointless, as not only would the exchange rates be obsolete by the time you read this review, the information wouldn’t really be fair or accurate in the first place anyway. However as I do understand a lot of people are more accustomed to “thinking in dollars” rather than BitCoin, I’ll just point out that the current exchange rate at the time of writing is that one BTC is just short of $4,000, and the minimum cost of joining FCTAcademy is 0.01 BTC or about $40. Please don’t take those figures as “official” by any means, they’re just a rough template to give a very broad idea of what you might make from FCTAcademy. You’d really have to check the exchange rates yourself from day to day for a more accurate picture.

As long as that’s clear then, like I said FCTAcademy require a minimum investment of 0.01 BTC to join. Interest payments are then made twice per month. The rate being offered can vary, anything from at least 15% per month which is the minimum “guaranteed” (if that’s the right word you can use in the HYIP industry) up to as much as 30% per month. This continues for a term running for a full calendar year, i.e. 12 months. You may withdraw your earnings twice per month when the withdrawal button is activated. However your earnings are clocked up in your account area every day. It’s pointless to discuss the actual daily earnings here, for the simple reason you can’t withdraw them at that level anyway. You may very well “earn” by the day in FCTAcademy, but you certainly won’t withdraw by the day. So your final earnings could be anything from 180% to 360%. Your principal is included in that amount, so the net profit is between 80% and 260%.

As FCTAcademy is still so brand new, relative to its investment term anyway, I can’t really give a concrete example of what this might look like in monetary terms. But if that scenario can be maintained, FCTAcademy could have quite a successful run, though of course the key word here is of course “if”. Just do your own calculations depending on what it is you are hoping to take from the program to, because there are literally as many possible strategies as there are potential investors.

Payment options we already know – it’s BitCoin only and unlikely to change. So let’s instead take a moment to discuss the investment and withdrawal process in FCTAcademy. Joining is quite a simple matter, and once you sign in to your members area after joining up you will see the main controls and functions down the left hand side of the page. To make your first investment however you will need to click the “personal balance” tab at the top of the page. That is also where you will find the withdrawals button, though remember this is only activated on the first and the fifteenth day of each month. You can of course make a deposit on any day you like. Interest payouts are manual and need to be submitted on the designated days only. If you miss one day, it will be another two weeks before the next one comes around, so be careful about this. Once submitted, FCTAcademy members are asked to allow a further 72 hours for all transactions to be concluded. Just be aware that there’s a minimum withdrawal policy in place of 0.005 BTC so smaller spending investors please take note.

Moving on now to some of the more technical aspects of the FCTAcademy website, simply put I can only say that it looks as good as anything else around at the moment. Certainly at least the equal of the majority of the programs out there competing for your money anyway, and better than many. The website is secured by a superior Green Bar SSL-certificate from Comodo to allow for safer browsing of FCTAcademy and more secure transactions. I see that FCTAcademy is hosted on a dedicated server with tech support and protection from any malicious attacks provided by CloudFlare whose reputation in the world of mainstream business is fairly well established and respected by now. What really catches the eye right from the first visit though is the script. It’s unique and custom made especially for the program’s individual needs. As you can see from the review so far and probably if you’ve spent any time on the FCTAcademy website, there’s nothing complicated about the program so as you can imagine navigating the website and managing your account is all very simple and straight forward as well.

If you have any further questions for the FCTAcademy admin that you think I missed in this review or any account related issues you need to have dealt with, the main point of contact is the online support form. Fill in your details on the website’s contacts page and submit. Just make sure you give a thorough read of the FAQ page first before composing any lengthy messages. There’s a number of postal addresses in different countries, but as always I suggest you ignore these as virtual hosted workspaces and not where you will find anyone connected with FCTAcademy physically located. Of a lot more practical use is the FCTAcademy social media profiles, of which there are many. You can find them on such diverse networks as Twitter, Facebook, VK, Telegram, Instagram, and even their own YouTube channel. Their introductory video in English has been embedded on the MNOVision page. And they have other videos in Russian. Speaking of which, the FCTAcademy is also multi-lingual. Aside from the default English version you can also see it in Russian (which is very strong, native in my opinion), plus German, Indian (Hindi), Spanish and Chinese. There’s nothing to indicate that support is available in any of those languages though.

Officially their line of business is described as trading in cryptocurrencies, which of course is always debatable. As with every other online HYIP this isn’t anything you can independently research and verify for yourself, and even if it were true it still can’t guarantee it always has to be profitable. But as most of you know what you are doing and are OK with the risk you take in this industry then I can only remind you to be sensible. Spend an amount you can comfortably afford to lose and easily earn back from other income sources, and if joining FCTAcademy then do try and keep them as a smaller part of a wider more diverse portfolio.

Just before we leave FCTAcademy for today and move on to the news section I hope you won’t mind sharing your own thoughts on the program, if you have any, with your fellow MNO readers. Please give your own first impression of the program by answering the following opinion poll, which hopefully will show more interesting results later in the coming weeks as FCTAcademy grows and develops into something more substantial than what we see today. So:

Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.

DAILY NEWS FROM THE HYIP INDUSTRY

BITCOIN5 INTRODUCTION

I will start by introducing a new program called Bitcoin5 that joined the MNO Premium list over the weekend after being online for a few weeks already. I believe during the first weeks the website was not particularly active and only used this time to build experience and confidence among investors, with the larger advertising campaign starting only now. Judging by its name we should be aware that Bitcoin5 works exclusively with BitCoin. The minimum to invest stands at 0.005 BTC which is about $20 at current exchange rates. Smaller investors might be aware that it can take a few days to withdraw from the program as Bitcoin5 only allows withdrawals starting from 0.002 BTC (or about $8 now). Withdrawals must be requested in the account area and are processed within a 48 hour maximum, and I received my first withdrawal after 12 hours so I imagine they are processed much faster for now. As I got the first payment earlier today I already moved Bitcoin5 to Paying status on the MNO monitor will most probably publish a more detailed review by Wednesday.

If you look at the investment plan on offer then Bitcoin5 offers just the one option with your deposit starts earning gradually a bigger and bigger interest rate every day which goes on for 20 calendar days on expiry of which you will get your principal back. The daily interest will start from 1% on day one, then you will get 1.1% on day two, and so on until you reach the 5% maximum on day twenty which will make you 54.45% return on your investment as a net profit with the principal return on expiry, as I said already. I believe that Bitcoin5 runs off a custom-made script, though I have to confirm that info with the admin just to make sure. The domain name is registered for two years in advance, and the site is hosted on a dedicated server with support and protection from DDoSGuard and a Green Bar SSL superior EV certificate from GeoTrust. On first glance the website of Bitcoin5 looks fine with me and I noticed quite neat design and decent features available I will be talking in more detail about in the upcoming review in a few days. Meanwhile, here are the two news stories I managed to find on the Bitcoin5 on the official launch and the start of advertising campaign just a couple of days ago with the set of new banners on display:

“THE BITCOIN5 PROJECT HAS BEEN LAUNCHED!
We greet and thank all our participants and are happy to see that a significant part of the total number of our users are our long-time partners and those who joined us on their recommendation! We are trusted and recommended – this means we are on the right track.
Our traders are already at work. First earnings have already started to accrue on our participants’ balances. The project is off to a great start, and we have every intention to keep up the good work and continue to bring good news to our users! We will do everything in our power to make this possible, because our most valuable assets are your trust and the drive for success that we share.”

“ADVERTISING BANNERS ADDED!
We are happy to watch our partners grow and do our best to make them happy in turn, making sure that the process of inviting new participants is convenient and effective. To this end, we are glad to inform you that new advertising banners are available in the Promotional Materials section.
The banners are ready to be used for inviting new members to your referral network, so you don’t have to spend your time on creating them. We wish you luck in gaining new ranks and reaching new income levels in our system!
We are also glad to announce that today the total number of participants and partners of the Bitcoin5 project has reached 230 users, with the total amount of deposits of 0.4533 Bitcoin (1,792 USD).”

ROLYINVESTMENT – ANOTHER NEWSLETTER FEATURING UNSATISFACTORY PROFIT RESULTS

I strongly believe that RolyInvestment is not taking the right path with all these negative trading results announced so often to tempt even the least demanding HYIP investors. In the last newsletter the administration gave some excuses once again and explained why some members with no insurance enabled were not in profit. Obviously one can always turn on the insurance option in the account of RolyInvestment, but it will just mean that you will get even smaller returns, as a 5% fee from your account will be deducted every time you make a withdrawal request which is usually processed instantly to your BitCoin address. RolyInvestment bizarrely still works only with BitCoins, as they could at least has accepted other crypto-currencies that would prove their trading activities at least to some extent. Anyway, even without insurance you will only get 21% to 35% on a monthly basis with your RolyInvestment account credited with profits three times a week – on Mondays, Wednesdays, and Fridays. As you can see, it might take you a few months just to break-even with RolyInvestment, but the administration claims that you might not even get these tiny profits without insurance. I really believe these emails do nothing good for RolyInvestment (reviewed here) but damage its reputation and make current investors feel unsatisfied with the results, and I believe no one is yet in profit. There are some improvements promised in the latest newsletter from RolyInvestment as well, but of course they would be largely overshadowed by low profit results they themselves are openly admitting to below:

“New RolyInvestment – Newsletter – Interviews
Dear Investor, In this weekly Newsletter we will talk about the current work work week and some more great stuff.
Because of the JP Morgan Interview this week the bitcoin price was lowered a lot.
Because of this volatility our traders wasn’t able to make positive and successful trades.
We apologize for the inconvenience and recommend you to turn on the insurance for your packages.
With this insurance you are assured against:
– negative trades
– and crypto currency price crashes
Enough now with bad news.
At the time our marketing department is working on interview videos with some of our internally traders. We will publish the first video at the beginning of the next week so check out our website from time to time!
Because of several emails of you our website developer team is working hard on fixing design bugs and improving loading times on the website. Therefore, website failures might occur so if you get any error just try again later. This maintenance will be done until the end of the next week.”

CHAINGROUPSERVICE – NEW INVESTMENT PLAN AND MINOR IMPROVEMENTS

There was a couple of news updates over the weekend in ChainGroupService. They were announced with one line on the program’s social network sites. The first one was a minor script improvement that would make your experience with submitting withdrawals in your account area in ChainGroupService easier, as the last e-currency account number – be it PerfectMoney, Payeer, BitCoin, or AdvCash – will be saved, so you won’t need to enter it again:

“Very comfortably: the last used address / account number is now saving on the Withdrawal page.”

The second update was much more important as it introduced the new trade group, i.e. new investment offer called “X-Bots” which has its separate website, just like other groups:

“New Trade Group “X-BOTS” ( x-bots.com ) was established at the Service.”

As you might know from the previous review of ChainGroupService posted here (which I have just adjusted to include the new offer), the program has only one plan of its own paying a 0.2% fixed daily return over the duration of 500 calendar days with the principal return on expiry. Of course, such a low return offer won’t find many takers in the HYIP world, so ChainGroupService instead takes a different route of acting as a third-party escrow service for other providers. Among the already available plans you will get paid variable returns with various compounding and principal back rules depending on the actual trading group you try – 0.1%-5% for 90 days, 0.1%-10% for 120 days, 0.1%-6% for 180 days, 0.1%-3% for 250 days, 0.1%-1.7% for 300 days. While many of the investment offers from ChainGroupService are available from a $5 minimum the newly open X-Bots trading group will require you to spend at least $250 for the chance to earn anything between 0.2% and 5% daily for 90 calendar days term with the principal already included in the profits and not returned on expiry. Of course, it’s up to you to decide whether you take this X-Bots new offer or not, but I believe it’s only worth it if you have confidence in the program that requires a much bigger investment of $250 and not really offering better returns than other comparable plans.

BANDEIRACORP, LARGOBIT, YKKE – ALL THREE SCAMS! DO NOT INVEST!

There were three programs moved to Scam status on the MNO monitor over the last three days. BandeiraCorp, LargoBit, and Ykke. Let’s see what happened.

Starting with BandeiraCorp, despite the program being a long-standing mammoth in the HYIP industry officially in its second year online with a tremendous lifetime of 555 paying days, it was clear a couple of months ago that it was failing. The important point of a sister program launching about two months ago and running simultaneously with the main program sent experienced investors a strong signal of financial problems in BandeiraCorp. Really, why would a financially healthy program launch something else except for collecting money the main program is lacking to pay to its investors? Although being paying for such a long time BandeiraCorp was not immune from the very same issues similar long-lasting programs inevitably face with time. The interest of investors have been waning for quite some time now anyway and even with the low returns BandeiraCorp was working with it was eventually impossible to sustain the current payouts, hence the new donor program becoming necessary for the inflow of new funds. And despite multiple warnings against investing in the sister program BandeiraCoin some investors did fall into the trap and will now most likely pay dearly for their mistake. You see, such tricks that some HYIP admins are forced to pull at the end of their program’s successful lifestyle (and there is no doubt BandeiraCorp was a huge success for my readers) are easily interpreted by people with experience, but it was up to you not to listen to the advice as I’ve been pessimistic about them for a while now. If you took the advice you might have avoided the temptation to re-invest in BandeiraCorp, or (even worse!) to invest in the sister program. As it was expected, now payments from BandeiraCorp have been delayed and it’s highly unlikely the program resumes payouts after almost five days of no withdrawals being processed. I have therefore moved BandeiraCorp to Scam status on MNO and advise against any further investments. The program has no possibility to grow and develop further!

Not every program listed on MNO is quite as successful as BandeiraCorp, and LargoBit proved that fast scams can still hide among the majority of good paying programs there. Paying 6% to 7% daily LargoBit barely lasted ten days which was a truly horrible result and was not enough time to break even for the first investors. Now it’s hard to judge what the main reason for closing so early was from the admin’s perspective, but perhaps a lack of interest in LargoBit after only few days online contributed. It’s sad that the admin had to lie to everyone when LargoBit was already on the deathbed and while perfectly accepting new deposits disabled instant withdrawals. The admin called it an “API issue” which was proved to be a blatant lie (no surprise!) shortly after him admitting everything would be back to normal soon. Strangely API which stands for Automated Payment Interface was working quite alright when one tried to withdraw $2 or less, but even that was soon not available, as all the withdrawals were on pending status. Surely, LargoBit was a big exception from the rule of quality programs, but at least I’m pleased that the majority of the MNO readers were more selective and ignored them completely. At the same time it’s a pity for those who lost! If you’re not aware of it yet please note that LargoBit has stopped paying and any further investments will be considered as donations now.

When it comes to Ykke it’s been pretty clear for a couple of weeks that it was on the verge of collapse. A very suspicious token sale that the Ykke team had been allegedly busy developing promising to double your money within a month was a cheap trick to fund the payments on the 3% daily “forever” plan. I must say that Ykke did tremendously well in that regard and will stay in memory as a program that allowed them to more than double their BitCoin deposits over the 73 days it ran, as Ykke has been paying instantly up until the moment the site has disappeared earlier today. The future token release date was a huge warning sign for sure, but still, it happened a bit faster than I anticipated and very abruptly too, with the website to be taken down and a new one to be launched within the next few days. Let’s have a look at the message left behind first:

“Important message! Ykke turns into BrainFund
In connection with legal issues, Ykke Company ceases the deposits taking. In important countries for us, we have encountered an obstacle connected with Ykke trademark registration and obtaining of appropriate licenses.
During the period, which is required for resolving legal issues, we have tried to find the most comfortable option for our investors.
We hope for understanding and support of our investors. The Ykke Company will continue to work simultaneously with the acquisition of licenses for the brand BrainFund. We suggest waiting up to 24 hours for the DNS cache to be fully refreshed.
All the customers will receive a separate notification of the start of the BrainFund operation!”

Did you notice that there was no talk about the tokens by the way, as if Ykke simply forgot they existed? What will now happen to the few people gullible enough to fooled I wonder, but it’s not the point here. The “tokens” story did not help much, and the financial situation was hard, as apparently very few people invested during the last couple of weeks, so the cash has been draining. The only possible solution for the admin of Ykke was to be creative have a re-launch and with some fresh ideas called BrainFund. Well, if the admin does allow to continue to withdraw money for the current members of Ykke I would certainly encourage you to collect. One thing I can guarantee you is if you invest in BrainFund, i.e. Ykke‘s re-launch you will lose money, as I know zero examples of similar stunts working. The only reason the new website of Ykke is going to come online will be to collect more funds before scamming, as their previous attempt with “tokens” did not work as intended. So please do not fall victim of this, stay away from BrainFund, and try to withdraw everything if the admin actually provides you with the opportunity!

MNO TALKBACK – POLL RESULTS AND NEW POLL ADDED

Speaking of strange and unexpected events, I was curious to know what MNO readers would think of possibility of a success of re-launching a program and its chances of success. So, the new question on the MNO TalkBack over the next seven days asks:

Do you believe that a HYIP can open under a different name with the old debts and still be a success?
– Yes
– No

I would really appreciate your honest opinions, but without wanting to influence the vote, I myself would have to say no as I honestly don’t remember any successful example of this happening before, even though it’s been tried quite a few times.

Let’s now analyse the final results of the last poll that ran on MNO TalkBack over the last week and see how many people say LaserOnline is the current leader of the HYIP industry. If you haven’t read my detailed review of the program you can do so here, but if you don’t have time then let me remind you of this. LaserOnline has been online since the first of July this year and while first being featured exclusively on MNO then quickly spread its influence and maintained a healthy growth up until now, with millions of USD invested and paid out in its only available 12% for 12 business days plan. After eighty days online LaserOnline still looks strong enough to tempt investors who can start having only $5 worth in their e-currency wallets. By the way, there’s plenty of choice in LaserOnline as the program works with Payza, PerfectMoney, Payeer, AdvCash, BitCoin, LiteCoin, Ethereum, Dash, Ripple, and BitCoinCash.

The results of the poll were possibly the most one-sided I’ve seen on the MNO TalkBack page for a while now. Only 2% think LaserOnline is not the leader of the HYIP industry (read more about the importance of having a leader at all in this article on the MNO Info Center page). 98% say LaserOnline is either a definite current leader (75%) or a leader to some extent (another 23%). That was absolutely predictable result for me personally, as I feel the confidence in the program to deliver sizeable profits has been growing day by day. With currently $131K invested by my own downline it’s no surprise that MNO has been named the biggest money-maker for the LaserOnline company with the Biggest Check status that can be independently verified on the program’s Statistics page. MNO has been ranked #1 there. I hope LaserOnline will make another record-breaking achievement and last for at least a few more investment cycles, as such an established leadership is a very important factor that influences a thriving HYIP industry.

GET PAID REPORT FOR 18/09/2017

Here is the list of the programs from my monitor that paid me for the last 72 hours:
From MNO Sticky list: MegaTraders, FCTAcademy (the first payment received).
From MNO Premium list: LaserOnline, Respectativa, FatFunds, AurumBank, ChainGroupService, RolyInvestment, AlpexTrade, Coinreum, Bitcoin5 (the first payment received).
From MNO Standard list: –
From MNO Basic list: UKPME, BitcoinInvestClub, AltenergyVenturesGroup.

That’s all for today, guys. Thanks a lot for reading and I will see you all next time on Wednesday with a detailed look at Bitcoin5 and the latest events from the biggest investment opportunities in the HYIP industry. Only the best programs are featured on MNO so you should really bookmark this site and check it often not to miss anything. It would be even better to subscribe for the daily news to be delivered to your mailbox from here or follow MNO on Telegram, Facebook, or Twitter for live updates. Please vote on the MNO TalkBack as your opinions matter, and contact me here if you have any questions or suggestions on how to make MNO even better. Remember that I have been working for my loyal readers for more than ten years now, and my experience makes me say that MNO is For Money Lovers!

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